LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,231
−HK$830/mo
▼ 0.25% · 3.875%
HK$13,642
−HK$419/mo
Today · 4.125%
HK$14,061
baseline
▲ 0.50% · 4.625%
HK$14,916
+HK$855/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$28,122/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,719
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,114
−HK$400/mo
Today · 4.125%
HK$15,514
baseline
▲ 0.50% · 4.625%
HK$16,332
+HK$818/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$31,028/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,877
−HK$996/mo
▼ 0.25% · 3.875%
HK$16,371
−HK$502/mo
Today · 4.125%
HK$16,873
baseline
▲ 0.50% · 4.625%
HK$17,899
+HK$1,026/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$33,746/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,663
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,137
−HK$480/mo
Today · 4.125%
HK$18,617
baseline
▲ 0.50% · 4.625%
HK$19,599
+HK$982/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$37,234/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,523
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,099
−HK$586/mo
Today · 4.125%
HK$19,685
baseline
▲ 0.50% · 4.625%
HK$20,883
+HK$1,198/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$39,370/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,607
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,160
−HK$560/mo
Today · 4.125%
HK$21,720
baseline
▲ 0.50% · 4.625%
HK$22,865
+HK$1,145/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$43,440/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,816
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,556
−HK$753/mo
Today · 4.125%
HK$25,309
baseline
▲ 0.50% · 4.625%
HK$26,849
+HK$1,540/mo
Deposit HK$580K · loan HK$5.22M · min. income ≈ HK$50,618/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,495
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,205
−HK$721/mo
Today · 4.125%
HK$27,926
baseline
▲ 0.50% · 4.625%
HK$29,398
+HK$1,472/mo
Deposit HK$580K · loan HK$5.22M · min. income ≈ HK$55,852/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,554 · Scale 2, in force from 26 Feb 2026)