LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,316
−HK$8,298/mo
▼ 0.25% · 3.875%
HK$136,432
−HK$4,182/mo
Today · 4.125%
HK$140,614
baseline
▲ 0.50% · 4.625%
HK$149,170
+HK$8,556/mo
Deposit HK$29.01M · loan HK$29.01M · min. income ≈ HK$281,228/mo (50% DSR)
Upfront cash ≈ HK$31.48M (deposit + AVD stamp duty HK$2,466,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,201
−HK$7,952/mo
▼ 0.25% · 3.875%
HK$151,148
−HK$4,005/mo
Today · 4.125%
HK$155,153
baseline
▲ 0.50% · 4.625%
HK$163,332
+HK$8,179/mo
Deposit HK$29.01M · loan HK$29.01M · min. income ≈ HK$310,306/mo (50% DSR)
Upfront cash ≈ HK$31.48M (deposit + AVD stamp duty HK$2,466,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,780
−HK$9,956/mo
▼ 0.25% · 3.875%
HK$163,718
−HK$5,018/mo
Today · 4.125%
HK$168,736
baseline
▲ 0.50% · 4.625%
HK$179,004
+HK$10,268/mo
Deposit HK$23.21M · loan HK$34.82M · min. income ≈ HK$337,472/mo (50% DSR)
Upfront cash ≈ HK$25.68M (deposit + AVD stamp duty HK$2,466,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,641
−HK$9,543/mo
▼ 0.25% · 3.875%
HK$181,378
−HK$4,806/mo
Today · 4.125%
HK$186,184
baseline
▲ 0.50% · 4.625%
HK$195,998
+HK$9,814/mo
Deposit HK$23.21M · loan HK$34.82M · min. income ≈ HK$372,368/mo (50% DSR)
Upfront cash ≈ HK$25.68M (deposit + AVD stamp duty HK$2,466,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,243
−HK$11,616/mo
▼ 0.25% · 3.875%
HK$191,005
−HK$5,854/mo
Today · 4.125%
HK$196,859
baseline
▲ 0.50% · 4.625%
HK$208,838
+HK$11,979/mo
Deposit HK$17.41M · loan HK$40.62M · min. income ≈ HK$393,718/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$2,466,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,081
−HK$11,134/mo
▼ 0.25% · 3.875%
HK$211,608
−HK$5,607/mo
Today · 4.125%
HK$217,215
baseline
▲ 0.50% · 4.625%
HK$228,664
+HK$11,449/mo
Deposit HK$17.41M · loan HK$40.62M · min. income ≈ HK$434,430/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$2,466,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,169
−HK$14,936/mo
▼ 0.25% · 3.875%
HK$245,578
−HK$7,527/mo
Today · 4.125%
HK$253,105
baseline
▲ 0.50% · 4.625%
HK$268,505
+HK$15,400/mo
Deposit HK$5.80M · loan HK$52.22M · min. income ≈ HK$506,210/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,466,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,961
−HK$14,315/mo
▼ 0.25% · 3.875%
HK$272,067
−HK$7,209/mo
Today · 4.125%
HK$279,276
baseline
▲ 0.50% · 4.625%
HK$293,997
+HK$14,721/mo
Deposit HK$5.80M · loan HK$52.22M · min. income ≈ HK$558,552/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,466,144 · Scale 2, in force from 26 Feb 2026)