LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,234
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,645
−HK$418/mo
Today · 4.125%
HK$14,063
baseline
▲ 0.50% · 4.625%
HK$14,919
+HK$856/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$28,126/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,722
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,117
−HK$401/mo
Today · 4.125%
HK$15,518
baseline
▲ 0.50% · 4.625%
HK$16,336
+HK$818/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$31,036/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,880
−HK$996/mo
▼ 0.25% · 3.875%
HK$16,374
−HK$502/mo
Today · 4.125%
HK$16,876
baseline
▲ 0.50% · 4.625%
HK$17,903
+HK$1,027/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$33,752/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,667
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,140
−HK$481/mo
Today · 4.125%
HK$18,621
baseline
▲ 0.50% · 4.625%
HK$19,603
+HK$982/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$37,242/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,527
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,103
−HK$586/mo
Today · 4.125%
HK$19,689
baseline
▲ 0.50% · 4.625%
HK$20,887
+HK$1,198/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$39,378/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,611
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,164
−HK$561/mo
Today · 4.125%
HK$21,725
baseline
▲ 0.50% · 4.625%
HK$22,870
+HK$1,145/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$43,450/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,820
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,561
−HK$753/mo
Today · 4.125%
HK$25,314
baseline
▲ 0.50% · 4.625%
HK$26,854
+HK$1,540/mo
Deposit HK$580K · loan HK$5.22M · min. income ≈ HK$50,628/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,500
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,211
−HK$721/mo
Today · 4.125%
HK$27,932
baseline
▲ 0.50% · 4.625%
HK$29,404
+HK$1,472/mo
Deposit HK$580K · loan HK$5.22M · min. income ≈ HK$55,864/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,580 · Scale 2, in force from 26 Feb 2026)