LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,336
−HK$8,299/mo
▼ 0.25% · 3.875%
HK$136,453
−HK$4,182/mo
Today · 4.125%
HK$140,635
baseline
▲ 0.50% · 4.625%
HK$149,192
+HK$8,557/mo
Deposit HK$29.02M · loan HK$29.02M · min. income ≈ HK$281,270/mo (50% DSR)
Upfront cash ≈ HK$31.48M (deposit + AVD stamp duty HK$2,466,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,223
−HK$7,954/mo
▼ 0.25% · 3.875%
HK$151,171
−HK$4,006/mo
Today · 4.125%
HK$155,177
baseline
▲ 0.50% · 4.625%
HK$163,356
+HK$8,179/mo
Deposit HK$29.02M · loan HK$29.02M · min. income ≈ HK$310,354/mo (50% DSR)
Upfront cash ≈ HK$31.48M (deposit + AVD stamp duty HK$2,466,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,803
−HK$9,959/mo
▼ 0.25% · 3.875%
HK$163,743
−HK$5,019/mo
Today · 4.125%
HK$168,762
baseline
▲ 0.50% · 4.625%
HK$179,031
+HK$10,269/mo
Deposit HK$23.21M · loan HK$34.82M · min. income ≈ HK$337,524/mo (50% DSR)
Upfront cash ≈ HK$25.68M (deposit + AVD stamp duty HK$2,466,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,667
−HK$9,545/mo
▼ 0.25% · 3.875%
HK$181,405
−HK$4,807/mo
Today · 4.125%
HK$186,212
baseline
▲ 0.50% · 4.625%
HK$196,027
+HK$9,815/mo
Deposit HK$23.21M · loan HK$34.82M · min. income ≈ HK$372,424/mo (50% DSR)
Upfront cash ≈ HK$25.68M (deposit + AVD stamp duty HK$2,466,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,271
−HK$11,618/mo
▼ 0.25% · 3.875%
HK$191,034
−HK$5,855/mo
Today · 4.125%
HK$196,889
baseline
▲ 0.50% · 4.625%
HK$208,869
+HK$11,980/mo
Deposit HK$17.41M · loan HK$40.62M · min. income ≈ HK$393,778/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$2,466,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,112
−HK$11,135/mo
▼ 0.25% · 3.875%
HK$211,640
−HK$5,607/mo
Today · 4.125%
HK$217,247
baseline
▲ 0.50% · 4.625%
HK$228,699
+HK$11,452/mo
Deposit HK$17.41M · loan HK$40.62M · min. income ≈ HK$434,494/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$2,466,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,205
−HK$14,938/mo
▼ 0.25% · 3.875%
HK$245,615
−HK$7,528/mo
Today · 4.125%
HK$253,143
baseline
▲ 0.50% · 4.625%
HK$268,546
+HK$15,403/mo
Deposit HK$5.80M · loan HK$52.23M · min. income ≈ HK$506,286/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,466,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,001
−HK$14,317/mo
▼ 0.25% · 3.875%
HK$272,108
−HK$7,210/mo
Today · 4.125%
HK$279,318
baseline
▲ 0.50% · 4.625%
HK$294,041
+HK$14,723/mo
Deposit HK$5.80M · loan HK$52.23M · min. income ≈ HK$558,636/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,466,516 · Scale 2, in force from 26 Feb 2026)