LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,355
−HK$8,300/mo
▼ 0.25% · 3.875%
HK$136,472
−HK$4,183/mo
Today · 4.125%
HK$140,655
baseline
▲ 0.50% · 4.625%
HK$149,214
+HK$8,559/mo
Deposit HK$29.02M · loan HK$29.02M · min. income ≈ HK$281,310/mo (50% DSR)
Upfront cash ≈ HK$31.49M (deposit + AVD stamp duty HK$2,466,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,244
−HK$7,955/mo
▼ 0.25% · 3.875%
HK$151,193
−HK$4,006/mo
Today · 4.125%
HK$155,199
baseline
▲ 0.50% · 4.625%
HK$163,380
+HK$8,181/mo
Deposit HK$29.02M · loan HK$29.02M · min. income ≈ HK$310,398/mo (50% DSR)
Upfront cash ≈ HK$31.49M (deposit + AVD stamp duty HK$2,466,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,826
−HK$9,960/mo
▼ 0.25% · 3.875%
HK$163,767
−HK$5,019/mo
Today · 4.125%
HK$168,786
baseline
▲ 0.50% · 4.625%
HK$179,056
+HK$10,270/mo
Deposit HK$23.22M · loan HK$34.83M · min. income ≈ HK$337,572/mo (50% DSR)
Upfront cash ≈ HK$25.68M (deposit + AVD stamp duty HK$2,466,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,693
−HK$9,546/mo
▼ 0.25% · 3.875%
HK$181,431
−HK$4,808/mo
Today · 4.125%
HK$186,239
baseline
▲ 0.50% · 4.625%
HK$196,056
+HK$9,817/mo
Deposit HK$23.22M · loan HK$34.83M · min. income ≈ HK$372,478/mo (50% DSR)
Upfront cash ≈ HK$25.68M (deposit + AVD stamp duty HK$2,466,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,297
−HK$11,620/mo
▼ 0.25% · 3.875%
HK$191,061
−HK$5,856/mo
Today · 4.125%
HK$196,917
baseline
▲ 0.50% · 4.625%
HK$208,899
+HK$11,982/mo
Deposit HK$17.41M · loan HK$40.63M · min. income ≈ HK$393,834/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$2,466,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,141
−HK$11,137/mo
▼ 0.25% · 3.875%
HK$211,670
−HK$5,608/mo
Today · 4.125%
HK$217,278
baseline
▲ 0.50% · 4.625%
HK$228,732
+HK$11,454/mo
Deposit HK$17.41M · loan HK$40.63M · min. income ≈ HK$434,556/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$2,466,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,239
−HK$14,940/mo
▼ 0.25% · 3.875%
HK$245,650
−HK$7,529/mo
Today · 4.125%
HK$253,179
baseline
▲ 0.50% · 4.625%
HK$268,584
+HK$15,405/mo
Deposit HK$5.80M · loan HK$52.24M · min. income ≈ HK$506,358/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,466,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,039
−HK$14,319/mo
▼ 0.25% · 3.875%
HK$272,147
−HK$7,211/mo
Today · 4.125%
HK$279,358
baseline
▲ 0.50% · 4.625%
HK$294,083
+HK$14,725/mo
Deposit HK$5.80M · loan HK$52.24M · min. income ≈ HK$558,716/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,466,870 · Scale 2, in force from 26 Feb 2026)