LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,236
−HK$830/mo
▼ 0.25% · 3.875%
HK$13,648
−HK$418/mo
Today · 4.125%
HK$14,066
baseline
▲ 0.50% · 4.625%
HK$14,922
+HK$856/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$28,132/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,725
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,120
−HK$401/mo
Today · 4.125%
HK$15,521
baseline
▲ 0.50% · 4.625%
HK$16,339
+HK$818/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$31,042/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,884
−HK$996/mo
▼ 0.25% · 3.875%
HK$16,378
−HK$502/mo
Today · 4.125%
HK$16,880
baseline
▲ 0.50% · 4.625%
HK$17,907
+HK$1,027/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$33,760/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,670
−HK$955/mo
▼ 0.25% · 3.875%
HK$18,144
−HK$481/mo
Today · 4.125%
HK$18,625
baseline
▲ 0.50% · 4.625%
HK$19,607
+HK$982/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$37,250/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,531
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,107
−HK$586/mo
Today · 4.125%
HK$19,693
baseline
▲ 0.50% · 4.625%
HK$20,891
+HK$1,198/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$39,386/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,615
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,168
−HK$561/mo
Today · 4.125%
HK$21,729
baseline
▲ 0.50% · 4.625%
HK$22,875
+HK$1,146/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$43,458/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,825
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,567
−HK$752/mo
Today · 4.125%
HK$25,319
baseline
▲ 0.50% · 4.625%
HK$26,860
+HK$1,541/mo
Deposit HK$580K · loan HK$5.22M · min. income ≈ HK$50,638/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,506
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,216
−HK$722/mo
Today · 4.125%
HK$27,938
baseline
▲ 0.50% · 4.625%
HK$29,410
+HK$1,472/mo
Deposit HK$580K · loan HK$5.22M · min. income ≈ HK$55,876/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,608 · Scale 2, in force from 26 Feb 2026)