LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,370
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$136,488
−HK$4,183/mo
Today · 4.125%
HK$140,671
baseline
▲ 0.50% · 4.625%
HK$149,230
+HK$8,559/mo
Deposit HK$29.03M · loan HK$29.03M · min. income ≈ HK$281,342/mo (50% DSR)
Upfront cash ≈ HK$31.49M (deposit + AVD stamp duty HK$2,467,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,260
−HK$7,956/mo
▼ 0.25% · 3.875%
HK$151,210
−HK$4,006/mo
Today · 4.125%
HK$155,216
baseline
▲ 0.50% · 4.625%
HK$163,398
+HK$8,182/mo
Deposit HK$29.03M · loan HK$29.03M · min. income ≈ HK$310,432/mo (50% DSR)
Upfront cash ≈ HK$31.49M (deposit + AVD stamp duty HK$2,467,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,844
−HK$9,961/mo
▼ 0.25% · 3.875%
HK$163,785
−HK$5,020/mo
Today · 4.125%
HK$168,805
baseline
▲ 0.50% · 4.625%
HK$179,076
+HK$10,271/mo
Deposit HK$23.22M · loan HK$34.83M · min. income ≈ HK$337,610/mo (50% DSR)
Upfront cash ≈ HK$25.69M (deposit + AVD stamp duty HK$2,467,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,713
−HK$9,547/mo
▼ 0.25% · 3.875%
HK$181,452
−HK$4,808/mo
Today · 4.125%
HK$186,260
baseline
▲ 0.50% · 4.625%
HK$196,078
+HK$9,818/mo
Deposit HK$23.22M · loan HK$34.83M · min. income ≈ HK$372,520/mo (50% DSR)
Upfront cash ≈ HK$25.69M (deposit + AVD stamp duty HK$2,467,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,318
−HK$11,621/mo
▼ 0.25% · 3.875%
HK$191,083
−HK$5,856/mo
Today · 4.125%
HK$196,939
baseline
▲ 0.50% · 4.625%
HK$208,923
+HK$11,984/mo
Deposit HK$17.42M · loan HK$40.64M · min. income ≈ HK$393,878/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$2,467,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,165
−HK$11,138/mo
▼ 0.25% · 3.875%
HK$211,694
−HK$5,609/mo
Today · 4.125%
HK$217,303
baseline
▲ 0.50% · 4.625%
HK$228,757
+HK$11,454/mo
Deposit HK$17.42M · loan HK$40.64M · min. income ≈ HK$434,606/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$2,467,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,266
−HK$14,942/mo
▼ 0.25% · 3.875%
HK$245,678
−HK$7,530/mo
Today · 4.125%
HK$253,208
baseline
▲ 0.50% · 4.625%
HK$268,615
+HK$15,407/mo
Deposit HK$5.81M · loan HK$52.25M · min. income ≈ HK$506,416/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,467,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,069
−HK$14,321/mo
▼ 0.25% · 3.875%
HK$272,178
−HK$7,212/mo
Today · 4.125%
HK$279,390
baseline
▲ 0.50% · 4.625%
HK$294,117
+HK$14,727/mo
Deposit HK$5.81M · loan HK$52.25M · min. income ≈ HK$558,780/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,467,149 · Scale 2, in force from 26 Feb 2026)