LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,378
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$136,496
−HK$4,183/mo
Today · 4.125%
HK$140,679
baseline
▲ 0.50% · 4.625%
HK$149,239
+HK$8,560/mo
Deposit HK$29.03M · loan HK$29.03M · min. income ≈ HK$281,358/mo (50% DSR)
Upfront cash ≈ HK$31.49M (deposit + AVD stamp duty HK$2,467,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,269
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$151,219
−HK$4,007/mo
Today · 4.125%
HK$155,226
baseline
▲ 0.50% · 4.625%
HK$163,408
+HK$8,182/mo
Deposit HK$29.03M · loan HK$29.03M · min. income ≈ HK$310,452/mo (50% DSR)
Upfront cash ≈ HK$31.49M (deposit + AVD stamp duty HK$2,467,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,854
−HK$9,961/mo
▼ 0.25% · 3.875%
HK$163,795
−HK$5,020/mo
Today · 4.125%
HK$168,815
baseline
▲ 0.50% · 4.625%
HK$179,087
+HK$10,272/mo
Deposit HK$23.22M · loan HK$34.83M · min. income ≈ HK$337,630/mo (50% DSR)
Upfront cash ≈ HK$25.69M (deposit + AVD stamp duty HK$2,467,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,723
−HK$9,548/mo
▼ 0.25% · 3.875%
HK$181,463
−HK$4,808/mo
Today · 4.125%
HK$186,271
baseline
▲ 0.50% · 4.625%
HK$196,089
+HK$9,818/mo
Deposit HK$23.22M · loan HK$34.83M · min. income ≈ HK$372,542/mo (50% DSR)
Upfront cash ≈ HK$25.69M (deposit + AVD stamp duty HK$2,467,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,329
−HK$11,622/mo
▼ 0.25% · 3.875%
HK$191,094
−HK$5,857/mo
Today · 4.125%
HK$196,951
baseline
▲ 0.50% · 4.625%
HK$208,935
+HK$11,984/mo
Deposit HK$17.42M · loan HK$40.64M · min. income ≈ HK$393,902/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$2,467,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,177
−HK$11,139/mo
▼ 0.25% · 3.875%
HK$211,706
−HK$5,610/mo
Today · 4.125%
HK$217,316
baseline
▲ 0.50% · 4.625%
HK$228,771
+HK$11,455/mo
Deposit HK$17.42M · loan HK$40.64M · min. income ≈ HK$434,632/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$2,467,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,280
−HK$14,943/mo
▼ 0.25% · 3.875%
HK$245,692
−HK$7,531/mo
Today · 4.125%
HK$253,223
baseline
▲ 0.50% · 4.625%
HK$268,631
+HK$15,408/mo
Deposit HK$5.81M · loan HK$52.25M · min. income ≈ HK$506,446/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,467,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,085
−HK$14,321/mo
▼ 0.25% · 3.875%
HK$272,194
−HK$7,212/mo
Today · 4.125%
HK$279,406
baseline
▲ 0.50% · 4.625%
HK$294,134
+HK$14,728/mo
Deposit HK$5.81M · loan HK$52.25M · min. income ≈ HK$558,812/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,467,295 · Scale 2, in force from 26 Feb 2026)