LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,238
−HK$830/mo
▼ 0.25% · 3.875%
HK$13,650
−HK$418/mo
Today · 4.125%
HK$14,068
baseline
▲ 0.50% · 4.625%
HK$14,924
+HK$856/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$28,136/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,727
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,122
−HK$401/mo
Today · 4.125%
HK$15,523
baseline
▲ 0.50% · 4.625%
HK$16,341
+HK$818/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$31,046/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,886
−HK$996/mo
▼ 0.25% · 3.875%
HK$16,380
−HK$502/mo
Today · 4.125%
HK$16,882
baseline
▲ 0.50% · 4.625%
HK$17,909
+HK$1,027/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$33,764/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,673
−HK$955/mo
▼ 0.25% · 3.875%
HK$18,147
−HK$481/mo
Today · 4.125%
HK$18,628
baseline
▲ 0.50% · 4.625%
HK$19,609
+HK$981/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$37,256/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,533
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,110
−HK$586/mo
Today · 4.125%
HK$19,696
baseline
▲ 0.50% · 4.625%
HK$20,894
+HK$1,198/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$39,392/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,618
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,171
−HK$561/mo
Today · 4.125%
HK$21,732
baseline
▲ 0.50% · 4.625%
HK$22,878
+HK$1,146/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$43,464/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,829
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,570
−HK$753/mo
Today · 4.125%
HK$25,323
baseline
▲ 0.50% · 4.625%
HK$26,864
+HK$1,541/mo
Deposit HK$581K · loan HK$5.22M · min. income ≈ HK$50,646/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,509
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,220
−HK$721/mo
Today · 4.125%
HK$27,941
baseline
▲ 0.50% · 4.625%
HK$29,414
+HK$1,473/mo
Deposit HK$581K · loan HK$5.22M · min. income ≈ HK$55,882/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,625 · Scale 2, in force from 26 Feb 2026)