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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$58.06M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$185,347
−HK$11,623/mo
▼ 0.25% · 3.875%
HK$191,113
−HK$5,857/mo
Today · 4.125%
HK$196,970
baseline
▲ 0.50% · 4.625%
HK$208,956
+HK$11,986/mo
Deposit HK$17.42M · loan HK$40.64M · min. income ≈ HK$393,940/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$2,467,539 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.