LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,393
−HK$8,302/mo
▼ 0.25% · 3.875%
HK$136,511
−HK$4,184/mo
Today · 4.125%
HK$140,695
baseline
▲ 0.50% · 4.625%
HK$149,256
+HK$8,561/mo
Deposit HK$29.03M · loan HK$29.03M · min. income ≈ HK$281,390/mo (50% DSR)
Upfront cash ≈ HK$31.50M (deposit + AVD stamp duty HK$2,467,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,286
−HK$7,958/mo
▼ 0.25% · 3.875%
HK$151,236
−HK$4,008/mo
Today · 4.125%
HK$155,244
baseline
▲ 0.50% · 4.625%
HK$163,427
+HK$8,183/mo
Deposit HK$29.03M · loan HK$29.03M · min. income ≈ HK$310,488/mo (50% DSR)
Upfront cash ≈ HK$31.50M (deposit + AVD stamp duty HK$2,467,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,872
−HK$9,963/mo
▼ 0.25% · 3.875%
HK$163,814
−HK$5,021/mo
Today · 4.125%
HK$168,835
baseline
▲ 0.50% · 4.625%
HK$179,108
+HK$10,273/mo
Deposit HK$23.22M · loan HK$34.84M · min. income ≈ HK$337,670/mo (50% DSR)
Upfront cash ≈ HK$25.69M (deposit + AVD stamp duty HK$2,467,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,743
−HK$9,549/mo
▼ 0.25% · 3.875%
HK$181,484
−HK$4,808/mo
Today · 4.125%
HK$186,292
baseline
▲ 0.50% · 4.625%
HK$196,112
+HK$9,820/mo
Deposit HK$23.22M · loan HK$34.84M · min. income ≈ HK$372,584/mo (50% DSR)
Upfront cash ≈ HK$25.69M (deposit + AVD stamp duty HK$2,467,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,351
−HK$11,623/mo
▼ 0.25% · 3.875%
HK$191,116
−HK$5,858/mo
Today · 4.125%
HK$196,974
baseline
▲ 0.50% · 4.625%
HK$208,959
+HK$11,985/mo
Deposit HK$17.42M · loan HK$40.64M · min. income ≈ HK$393,948/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$2,467,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,201
−HK$11,140/mo
▼ 0.25% · 3.875%
HK$211,731
−HK$5,610/mo
Today · 4.125%
HK$217,341
baseline
▲ 0.50% · 4.625%
HK$228,797
+HK$11,456/mo
Deposit HK$17.42M · loan HK$40.64M · min. income ≈ HK$434,682/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$2,467,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,308
−HK$14,944/mo
▼ 0.25% · 3.875%
HK$245,721
−HK$7,531/mo
Today · 4.125%
HK$253,252
baseline
▲ 0.50% · 4.625%
HK$268,662
+HK$15,410/mo
Deposit HK$5.81M · loan HK$52.25M · min. income ≈ HK$506,504/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,467,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,115
−HK$14,323/mo
▼ 0.25% · 3.875%
HK$272,225
−HK$7,213/mo
Today · 4.125%
HK$279,438
baseline
▲ 0.50% · 4.625%
HK$294,168
+HK$14,730/mo
Deposit HK$5.81M · loan HK$52.25M · min. income ≈ HK$558,876/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,467,579 · Scale 2, in force from 26 Feb 2026)