LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,397
−HK$8,302/mo
▼ 0.25% · 3.875%
HK$136,515
−HK$4,184/mo
Today · 4.125%
HK$140,699
baseline
▲ 0.50% · 4.625%
HK$149,260
+HK$8,561/mo
Deposit HK$29.03M · loan HK$29.03M · min. income ≈ HK$281,398/mo (50% DSR)
Upfront cash ≈ HK$31.50M (deposit + AVD stamp duty HK$2,467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,290
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$151,240
−HK$4,007/mo
Today · 4.125%
HK$155,247
baseline
▲ 0.50% · 4.625%
HK$163,431
+HK$8,184/mo
Deposit HK$29.03M · loan HK$29.03M · min. income ≈ HK$310,494/mo (50% DSR)
Upfront cash ≈ HK$31.50M (deposit + AVD stamp duty HK$2,467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,876
−HK$9,963/mo
▼ 0.25% · 3.875%
HK$163,818
−HK$5,021/mo
Today · 4.125%
HK$168,839
baseline
▲ 0.50% · 4.625%
HK$179,112
+HK$10,273/mo
Deposit HK$23.22M · loan HK$34.84M · min. income ≈ HK$337,678/mo (50% DSR)
Upfront cash ≈ HK$25.69M (deposit + AVD stamp duty HK$2,467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,748
−HK$9,549/mo
▼ 0.25% · 3.875%
HK$181,488
−HK$4,809/mo
Today · 4.125%
HK$186,297
baseline
▲ 0.50% · 4.625%
HK$196,117
+HK$9,820/mo
Deposit HK$23.22M · loan HK$34.84M · min. income ≈ HK$372,594/mo (50% DSR)
Upfront cash ≈ HK$25.69M (deposit + AVD stamp duty HK$2,467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,355
−HK$11,624/mo
▼ 0.25% · 3.875%
HK$191,121
−HK$5,858/mo
Today · 4.125%
HK$196,979
baseline
▲ 0.50% · 4.625%
HK$208,964
+HK$11,985/mo
Deposit HK$17.42M · loan HK$40.64M · min. income ≈ HK$393,958/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$2,467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,206
−HK$11,140/mo
▼ 0.25% · 3.875%
HK$211,736
−HK$5,610/mo
Today · 4.125%
HK$217,346
baseline
▲ 0.50% · 4.625%
HK$228,803
+HK$11,457/mo
Deposit HK$17.42M · loan HK$40.64M · min. income ≈ HK$434,692/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$2,467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,314
−HK$14,944/mo
▼ 0.25% · 3.875%
HK$245,727
−HK$7,531/mo
Today · 4.125%
HK$253,258
baseline
▲ 0.50% · 4.625%
HK$268,668
+HK$15,410/mo
Deposit HK$5.81M · loan HK$52.26M · min. income ≈ HK$506,516/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,122
−HK$14,323/mo
▼ 0.25% · 3.875%
HK$272,232
−HK$7,213/mo
Today · 4.125%
HK$279,445
baseline
▲ 0.50% · 4.625%
HK$294,175
+HK$14,730/mo
Deposit HK$5.81M · loan HK$52.26M · min. income ≈ HK$558,890/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,467,640 · Scale 2, in force from 26 Feb 2026)