LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,241
−HK$831/mo
▼ 0.25% · 3.875%
HK$13,653
−HK$419/mo
Today · 4.125%
HK$14,072
baseline
▲ 0.50% · 4.625%
HK$14,928
+HK$856/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$28,144/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,731
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,126
−HK$401/mo
Today · 4.125%
HK$15,527
baseline
▲ 0.50% · 4.625%
HK$16,345
+HK$818/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$31,054/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,890
−HK$996/mo
▼ 0.25% · 3.875%
HK$16,384
−HK$502/mo
Today · 4.125%
HK$16,886
baseline
▲ 0.50% · 4.625%
HK$17,913
+HK$1,027/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$33,772/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,677
−HK$955/mo
▼ 0.25% · 3.875%
HK$18,151
−HK$481/mo
Today · 4.125%
HK$18,632
baseline
▲ 0.50% · 4.625%
HK$19,614
+HK$982/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$37,264/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,538
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,114
−HK$586/mo
Today · 4.125%
HK$19,700
baseline
▲ 0.50% · 4.625%
HK$20,899
+HK$1,199/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$39,400/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,623
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,176
−HK$561/mo
Today · 4.125%
HK$21,737
baseline
▲ 0.50% · 4.625%
HK$22,883
+HK$1,146/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$43,474/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,834
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,576
−HK$753/mo
Today · 4.125%
HK$25,329
baseline
▲ 0.50% · 4.625%
HK$26,870
+HK$1,541/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,658/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,515
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,227
−HK$721/mo
Today · 4.125%
HK$27,948
baseline
▲ 0.50% · 4.625%
HK$29,421
+HK$1,473/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$55,896/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,657 · Scale 2, in force from 26 Feb 2026)