LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,430
−HK$8,304/mo
▼ 0.25% · 3.875%
HK$136,549
−HK$4,185/mo
Today · 4.125%
HK$140,734
baseline
▲ 0.50% · 4.625%
HK$149,297
+HK$8,563/mo
Deposit HK$29.04M · loan HK$29.04M · min. income ≈ HK$281,468/mo (50% DSR)
Upfront cash ≈ HK$31.51M (deposit + AVD stamp duty HK$2,468,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,327
−HK$7,959/mo
▼ 0.25% · 3.875%
HK$151,278
−HK$4,008/mo
Today · 4.125%
HK$155,286
baseline
▲ 0.50% · 4.625%
HK$163,472
+HK$8,186/mo
Deposit HK$29.04M · loan HK$29.04M · min. income ≈ HK$310,572/mo (50% DSR)
Upfront cash ≈ HK$31.51M (deposit + AVD stamp duty HK$2,468,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,916
−HK$9,965/mo
▼ 0.25% · 3.875%
HK$163,859
−HK$5,022/mo
Today · 4.125%
HK$168,881
baseline
▲ 0.50% · 4.625%
HK$179,157
+HK$10,276/mo
Deposit HK$23.23M · loan HK$34.85M · min. income ≈ HK$337,762/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,468,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,792
−HK$9,551/mo
▼ 0.25% · 3.875%
HK$181,533
−HK$4,810/mo
Today · 4.125%
HK$186,343
baseline
▲ 0.50% · 4.625%
HK$196,166
+HK$9,823/mo
Deposit HK$23.23M · loan HK$34.85M · min. income ≈ HK$372,686/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,468,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,401
−HK$11,627/mo
▼ 0.25% · 3.875%
HK$191,168
−HK$5,860/mo
Today · 4.125%
HK$197,028
baseline
▲ 0.50% · 4.625%
HK$209,016
+HK$11,988/mo
Deposit HK$17.42M · loan HK$40.65M · min. income ≈ HK$394,056/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$2,468,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,257
−HK$11,144/mo
▼ 0.25% · 3.875%
HK$211,789
−HK$5,612/mo
Today · 4.125%
HK$217,401
baseline
▲ 0.50% · 4.625%
HK$228,860
+HK$11,459/mo
Deposit HK$17.42M · loan HK$40.65M · min. income ≈ HK$434,802/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$2,468,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,373
−HK$14,948/mo
▼ 0.25% · 3.875%
HK$245,788
−HK$7,533/mo
Today · 4.125%
HK$253,321
baseline
▲ 0.50% · 4.625%
HK$268,735
+HK$15,414/mo
Deposit HK$5.81M · loan HK$52.27M · min. income ≈ HK$506,642/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,468,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,188
−HK$14,327/mo
▼ 0.25% · 3.875%
HK$272,300
−HK$7,215/mo
Today · 4.125%
HK$279,515
baseline
▲ 0.50% · 4.625%
HK$294,249
+HK$14,734/mo
Deposit HK$5.81M · loan HK$52.27M · min. income ≈ HK$559,030/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,468,257 · Scale 2, in force from 26 Feb 2026)