LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,454
−HK$8,306/mo
▼ 0.25% · 3.875%
HK$136,574
−HK$4,186/mo
Today · 4.125%
HK$140,760
baseline
▲ 0.50% · 4.625%
HK$149,325
+HK$8,565/mo
Deposit HK$29.04M · loan HK$29.04M · min. income ≈ HK$281,520/mo (50% DSR)
Upfront cash ≈ HK$31.51M (deposit + AVD stamp duty HK$2,468,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,354
−HK$7,961/mo
▼ 0.25% · 3.875%
HK$151,306
−HK$4,009/mo
Today · 4.125%
HK$155,315
baseline
▲ 0.50% · 4.625%
HK$163,502
+HK$8,187/mo
Deposit HK$29.04M · loan HK$29.04M · min. income ≈ HK$310,630/mo (50% DSR)
Upfront cash ≈ HK$31.51M (deposit + AVD stamp duty HK$2,468,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,945
−HK$9,967/mo
▼ 0.25% · 3.875%
HK$163,889
−HK$5,023/mo
Today · 4.125%
HK$168,912
baseline
▲ 0.50% · 4.625%
HK$179,190
+HK$10,278/mo
Deposit HK$23.23M · loan HK$34.85M · min. income ≈ HK$337,824/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,468,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,825
−HK$9,553/mo
▼ 0.25% · 3.875%
HK$181,567
−HK$4,811/mo
Today · 4.125%
HK$186,378
baseline
▲ 0.50% · 4.625%
HK$196,202
+HK$9,824/mo
Deposit HK$23.23M · loan HK$34.85M · min. income ≈ HK$372,756/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,468,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,436
−HK$11,628/mo
▼ 0.25% · 3.875%
HK$191,204
−HK$5,860/mo
Today · 4.125%
HK$197,064
baseline
▲ 0.50% · 4.625%
HK$209,055
+HK$11,991/mo
Deposit HK$17.43M · loan HK$40.66M · min. income ≈ HK$394,128/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$2,468,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,296
−HK$11,145/mo
▼ 0.25% · 3.875%
HK$211,828
−HK$5,613/mo
Today · 4.125%
HK$217,441
baseline
▲ 0.50% · 4.625%
HK$228,903
+HK$11,462/mo
Deposit HK$17.43M · loan HK$40.66M · min. income ≈ HK$434,882/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$2,468,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,418
−HK$14,950/mo
▼ 0.25% · 3.875%
HK$245,834
−HK$7,534/mo
Today · 4.125%
HK$253,368
baseline
▲ 0.50% · 4.625%
HK$268,785
+HK$15,417/mo
Deposit HK$5.81M · loan HK$52.28M · min. income ≈ HK$506,736/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,468,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,237
−HK$14,330/mo
▼ 0.25% · 3.875%
HK$272,351
−HK$7,216/mo
Today · 4.125%
HK$279,567
baseline
▲ 0.50% · 4.625%
HK$294,303
+HK$14,736/mo
Deposit HK$5.81M · loan HK$52.28M · min. income ≈ HK$559,134/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,468,716 · Scale 2, in force from 26 Feb 2026)