LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,457
−HK$8,306/mo
▼ 0.25% · 3.875%
HK$136,577
−HK$4,186/mo
Today · 4.125%
HK$140,763
baseline
▲ 0.50% · 4.625%
HK$149,328
+HK$8,565/mo
Deposit HK$29.04M · loan HK$29.04M · min. income ≈ HK$281,526/mo (50% DSR)
Upfront cash ≈ HK$31.51M (deposit + AVD stamp duty HK$2,468,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,357
−HK$7,961/mo
▼ 0.25% · 3.875%
HK$151,309
−HK$4,009/mo
Today · 4.125%
HK$155,318
baseline
▲ 0.50% · 4.625%
HK$163,505
+HK$8,187/mo
Deposit HK$29.04M · loan HK$29.04M · min. income ≈ HK$310,636/mo (50% DSR)
Upfront cash ≈ HK$31.51M (deposit + AVD stamp duty HK$2,468,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,948
−HK$9,967/mo
▼ 0.25% · 3.875%
HK$163,892
−HK$5,023/mo
Today · 4.125%
HK$168,915
baseline
▲ 0.50% · 4.625%
HK$179,194
+HK$10,279/mo
Deposit HK$23.24M · loan HK$34.85M · min. income ≈ HK$337,830/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,468,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,828
−HK$9,554/mo
▼ 0.25% · 3.875%
HK$181,570
−HK$4,812/mo
Today · 4.125%
HK$186,382
baseline
▲ 0.50% · 4.625%
HK$196,206
+HK$9,824/mo
Deposit HK$23.24M · loan HK$34.85M · min. income ≈ HK$372,764/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,468,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,439
−HK$11,629/mo
▼ 0.25% · 3.875%
HK$191,208
−HK$5,860/mo
Today · 4.125%
HK$197,068
baseline
▲ 0.50% · 4.625%
HK$209,059
+HK$11,991/mo
Deposit HK$17.43M · loan HK$40.66M · min. income ≈ HK$394,136/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$2,468,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,299
−HK$11,146/mo
▼ 0.25% · 3.875%
HK$211,832
−HK$5,613/mo
Today · 4.125%
HK$217,445
baseline
▲ 0.50% · 4.625%
HK$228,907
+HK$11,462/mo
Deposit HK$17.43M · loan HK$40.66M · min. income ≈ HK$434,890/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$2,468,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,422
−HK$14,951/mo
▼ 0.25% · 3.875%
HK$245,838
−HK$7,535/mo
Today · 4.125%
HK$253,373
baseline
▲ 0.50% · 4.625%
HK$268,790
+HK$15,417/mo
Deposit HK$5.81M · loan HK$52.28M · min. income ≈ HK$506,746/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,468,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,242
−HK$14,330/mo
▼ 0.25% · 3.875%
HK$272,356
−HK$7,216/mo
Today · 4.125%
HK$279,572
baseline
▲ 0.50% · 4.625%
HK$294,309
+HK$14,737/mo
Deposit HK$5.81M · loan HK$52.28M · min. income ≈ HK$559,144/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,468,762 · Scale 2, in force from 26 Feb 2026)