LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,246
−HK$830/mo
▼ 0.25% · 3.875%
HK$13,658
−HK$418/mo
Today · 4.125%
HK$14,076
baseline
▲ 0.50% · 4.625%
HK$14,933
+HK$857/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$28,152/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,736
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,131
−HK$401/mo
Today · 4.125%
HK$15,532
baseline
▲ 0.50% · 4.625%
HK$16,350
+HK$818/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$31,064/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,895
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,389
−HK$503/mo
Today · 4.125%
HK$16,892
baseline
▲ 0.50% · 4.625%
HK$17,919
+HK$1,027/mo
Deposit HK$2.32M · loan HK$3.49M · min. income ≈ HK$33,784/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,683
−HK$955/mo
▼ 0.25% · 3.875%
HK$18,157
−HK$481/mo
Today · 4.125%
HK$18,638
baseline
▲ 0.50% · 4.625%
HK$19,621
+HK$983/mo
Deposit HK$2.32M · loan HK$3.49M · min. income ≈ HK$37,276/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,544
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,121
−HK$586/mo
Today · 4.125%
HK$19,707
baseline
▲ 0.50% · 4.625%
HK$20,906
+HK$1,199/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$39,414/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,630
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,183
−HK$562/mo
Today · 4.125%
HK$21,745
baseline
▲ 0.50% · 4.625%
HK$22,891
+HK$1,146/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$43,490/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,842
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,584
−HK$753/mo
Today · 4.125%
HK$25,337
baseline
▲ 0.50% · 4.625%
HK$26,879
+HK$1,542/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,674/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,524
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,236
−HK$721/mo
Today · 4.125%
HK$27,957
baseline
▲ 0.50% · 4.625%
HK$29,431
+HK$1,474/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$55,914/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,700 · Scale 2, in force from 26 Feb 2026)