LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,460
−HK$8,306/mo
▼ 0.25% · 3.875%
HK$136,580
−HK$4,186/mo
Today · 4.125%
HK$140,766
baseline
▲ 0.50% · 4.625%
HK$149,332
+HK$8,566/mo
Deposit HK$29.04M · loan HK$29.04M · min. income ≈ HK$281,532/mo (50% DSR)
Upfront cash ≈ HK$31.51M (deposit + AVD stamp duty HK$2,468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,361
−HK$7,961/mo
▼ 0.25% · 3.875%
HK$151,313
−HK$4,009/mo
Today · 4.125%
HK$155,322
baseline
▲ 0.50% · 4.625%
HK$163,509
+HK$8,187/mo
Deposit HK$29.04M · loan HK$29.04M · min. income ≈ HK$310,644/mo (50% DSR)
Upfront cash ≈ HK$31.51M (deposit + AVD stamp duty HK$2,468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,952
−HK$9,968/mo
▼ 0.25% · 3.875%
HK$163,896
−HK$5,024/mo
Today · 4.125%
HK$168,920
baseline
▲ 0.50% · 4.625%
HK$179,198
+HK$10,278/mo
Deposit HK$23.24M · loan HK$34.85M · min. income ≈ HK$337,840/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,833
−HK$9,553/mo
▼ 0.25% · 3.875%
HK$181,575
−HK$4,811/mo
Today · 4.125%
HK$186,386
baseline
▲ 0.50% · 4.625%
HK$196,211
+HK$9,825/mo
Deposit HK$23.24M · loan HK$34.85M · min. income ≈ HK$372,772/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,444
−HK$11,629/mo
▼ 0.25% · 3.875%
HK$191,212
−HK$5,861/mo
Today · 4.125%
HK$197,073
baseline
▲ 0.50% · 4.625%
HK$209,065
+HK$11,992/mo
Deposit HK$17.43M · loan HK$40.66M · min. income ≈ HK$394,146/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$2,468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,305
−HK$11,146/mo
▼ 0.25% · 3.875%
HK$211,838
−HK$5,613/mo
Today · 4.125%
HK$217,451
baseline
▲ 0.50% · 4.625%
HK$228,913
+HK$11,462/mo
Deposit HK$17.43M · loan HK$40.66M · min. income ≈ HK$434,902/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$2,468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,428
−HK$14,952/mo
▼ 0.25% · 3.875%
HK$245,845
−HK$7,535/mo
Today · 4.125%
HK$253,380
baseline
▲ 0.50% · 4.625%
HK$268,797
+HK$15,417/mo
Deposit HK$5.81M · loan HK$52.28M · min. income ≈ HK$506,760/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,249
−HK$14,331/mo
▼ 0.25% · 3.875%
HK$272,363
−HK$7,217/mo
Today · 4.125%
HK$279,580
baseline
▲ 0.50% · 4.625%
HK$294,317
+HK$14,737/mo
Deposit HK$5.81M · loan HK$52.28M · min. income ≈ HK$559,160/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,468,825 · Scale 2, in force from 26 Feb 2026)