LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,476
−HK$8,308/mo
▼ 0.25% · 3.875%
HK$136,597
−HK$4,187/mo
Today · 4.125%
HK$140,784
baseline
▲ 0.50% · 4.625%
HK$149,350
+HK$8,566/mo
Deposit HK$29.05M · loan HK$29.05M · min. income ≈ HK$281,568/mo (50% DSR)
Upfront cash ≈ HK$31.52M (deposit + AVD stamp duty HK$2,469,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,379
−HK$7,962/mo
▼ 0.25% · 3.875%
HK$151,331
−HK$4,010/mo
Today · 4.125%
HK$155,341
baseline
▲ 0.50% · 4.625%
HK$163,529
+HK$8,188/mo
Deposit HK$29.05M · loan HK$29.05M · min. income ≈ HK$310,682/mo (50% DSR)
Upfront cash ≈ HK$31.52M (deposit + AVD stamp duty HK$2,469,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,972
−HK$9,969/mo
▼ 0.25% · 3.875%
HK$163,917
−HK$5,024/mo
Today · 4.125%
HK$168,941
baseline
▲ 0.50% · 4.625%
HK$179,220
+HK$10,279/mo
Deposit HK$23.24M · loan HK$34.86M · min. income ≈ HK$337,882/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$2,469,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,854
−HK$9,555/mo
▼ 0.25% · 3.875%
HK$181,598
−HK$4,811/mo
Today · 4.125%
HK$186,409
baseline
▲ 0.50% · 4.625%
HK$196,235
+HK$9,826/mo
Deposit HK$23.24M · loan HK$34.86M · min. income ≈ HK$372,818/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$2,469,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,467
−HK$11,630/mo
▼ 0.25% · 3.875%
HK$191,236
−HK$5,861/mo
Today · 4.125%
HK$197,097
baseline
▲ 0.50% · 4.625%
HK$209,090
+HK$11,993/mo
Deposit HK$17.43M · loan HK$40.67M · min. income ≈ HK$394,194/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$2,469,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,330
−HK$11,148/mo
▼ 0.25% · 3.875%
HK$211,864
−HK$5,614/mo
Today · 4.125%
HK$217,478
baseline
▲ 0.50% · 4.625%
HK$228,941
+HK$11,463/mo
Deposit HK$17.43M · loan HK$40.67M · min. income ≈ HK$434,956/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$2,469,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,458
−HK$14,953/mo
▼ 0.25% · 3.875%
HK$245,875
−HK$7,536/mo
Today · 4.125%
HK$253,411
baseline
▲ 0.50% · 4.625%
HK$268,830
+HK$15,419/mo
Deposit HK$5.81M · loan HK$52.29M · min. income ≈ HK$506,822/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,469,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,282
−HK$14,332/mo
▼ 0.25% · 3.875%
HK$272,396
−HK$7,218/mo
Today · 4.125%
HK$279,614
baseline
▲ 0.50% · 4.625%
HK$294,353
+HK$14,739/mo
Deposit HK$5.81M · loan HK$52.29M · min. income ≈ HK$559,228/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,469,130 · Scale 2, in force from 26 Feb 2026)