LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,485
−HK$8,308/mo
▼ 0.25% · 3.875%
HK$136,606
−HK$4,187/mo
Today · 4.125%
HK$140,793
baseline
▲ 0.50% · 4.625%
HK$149,360
+HK$8,567/mo
Deposit HK$29.05M · loan HK$29.05M · min. income ≈ HK$281,586/mo (50% DSR)
Upfront cash ≈ HK$31.52M (deposit + AVD stamp duty HK$2,469,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,389
−HK$7,962/mo
▼ 0.25% · 3.875%
HK$151,341
−HK$4,010/mo
Today · 4.125%
HK$155,351
baseline
▲ 0.50% · 4.625%
HK$163,540
+HK$8,189/mo
Deposit HK$29.05M · loan HK$29.05M · min. income ≈ HK$310,702/mo (50% DSR)
Upfront cash ≈ HK$31.52M (deposit + AVD stamp duty HK$2,469,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,982
−HK$9,970/mo
▼ 0.25% · 3.875%
HK$163,928
−HK$5,024/mo
Today · 4.125%
HK$168,952
baseline
▲ 0.50% · 4.625%
HK$179,232
+HK$10,280/mo
Deposit HK$23.24M · loan HK$34.86M · min. income ≈ HK$337,904/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$2,469,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,866
−HK$9,556/mo
▼ 0.25% · 3.875%
HK$181,610
−HK$4,812/mo
Today · 4.125%
HK$186,422
baseline
▲ 0.50% · 4.625%
HK$196,248
+HK$9,826/mo
Deposit HK$23.24M · loan HK$34.86M · min. income ≈ HK$372,844/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$2,469,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,479
−HK$11,632/mo
▼ 0.25% · 3.875%
HK$191,249
−HK$5,862/mo
Today · 4.125%
HK$197,111
baseline
▲ 0.50% · 4.625%
HK$209,104
+HK$11,993/mo
Deposit HK$17.43M · loan HK$40.67M · min. income ≈ HK$394,222/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$2,469,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,344
−HK$11,148/mo
▼ 0.25% · 3.875%
HK$211,878
−HK$5,614/mo
Today · 4.125%
HK$217,492
baseline
▲ 0.50% · 4.625%
HK$228,956
+HK$11,464/mo
Deposit HK$17.43M · loan HK$40.67M · min. income ≈ HK$434,984/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$2,469,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,474
−HK$14,954/mo
▼ 0.25% · 3.875%
HK$245,891
−HK$7,537/mo
Today · 4.125%
HK$253,428
baseline
▲ 0.50% · 4.625%
HK$268,848
+HK$15,420/mo
Deposit HK$5.81M · loan HK$52.29M · min. income ≈ HK$506,856/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,469,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,299
−HK$14,334/mo
▼ 0.25% · 3.875%
HK$272,415
−HK$7,218/mo
Today · 4.125%
HK$279,633
baseline
▲ 0.50% · 4.625%
HK$294,373
+HK$14,740/mo
Deposit HK$5.81M · loan HK$52.29M · min. income ≈ HK$559,266/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,469,295 · Scale 2, in force from 26 Feb 2026)