LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,250
−HK$831/mo
▼ 0.25% · 3.875%
HK$13,662
−HK$419/mo
Today · 4.125%
HK$14,081
baseline
▲ 0.50% · 4.625%
HK$14,938
+HK$857/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,162/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,741
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,136
−HK$401/mo
Today · 4.125%
HK$15,537
baseline
▲ 0.50% · 4.625%
HK$16,356
+HK$819/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,074/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,900
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,395
−HK$502/mo
Today · 4.125%
HK$16,897
baseline
▲ 0.50% · 4.625%
HK$17,926
+HK$1,029/mo
Deposit HK$2.32M · loan HK$3.49M · min. income ≈ HK$33,794/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,689
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,163
−HK$482/mo
Today · 4.125%
HK$18,645
baseline
▲ 0.50% · 4.625%
HK$19,627
+HK$982/mo
Deposit HK$2.32M · loan HK$3.49M · min. income ≈ HK$37,290/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,550
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,127
−HK$587/mo
Today · 4.125%
HK$19,714
baseline
▲ 0.50% · 4.625%
HK$20,913
+HK$1,199/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$39,428/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,637
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,191
−HK$561/mo
Today · 4.125%
HK$21,752
baseline
▲ 0.50% · 4.625%
HK$22,899
+HK$1,147/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$43,504/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,851
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,592
−HK$754/mo
Today · 4.125%
HK$25,346
baseline
▲ 0.50% · 4.625%
HK$26,888
+HK$1,542/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,692/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,533
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,245
−HK$722/mo
Today · 4.125%
HK$27,967
baseline
▲ 0.50% · 4.625%
HK$29,441
+HK$1,474/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$55,934/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,745 · Scale 2, in force from 26 Feb 2026)