LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,251
−HK$831/mo
▼ 0.25% · 3.875%
HK$13,663
−HK$419/mo
Today · 4.125%
HK$14,082
baseline
▲ 0.50% · 4.625%
HK$14,939
+HK$857/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,164/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,742
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,137
−HK$401/mo
Today · 4.125%
HK$15,538
baseline
▲ 0.50% · 4.625%
HK$16,357
+HK$819/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,076/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,901
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,396
−HK$502/mo
Today · 4.125%
HK$16,898
baseline
▲ 0.50% · 4.625%
HK$17,927
+HK$1,029/mo
Deposit HK$2.32M · loan HK$3.49M · min. income ≈ HK$33,796/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,690
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,164
−HK$482/mo
Today · 4.125%
HK$18,646
baseline
▲ 0.50% · 4.625%
HK$19,628
+HK$982/mo
Deposit HK$2.32M · loan HK$3.49M · min. income ≈ HK$37,292/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,551
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,128
−HK$587/mo
Today · 4.125%
HK$19,715
baseline
▲ 0.50% · 4.625%
HK$20,914
+HK$1,199/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$39,430/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,638
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,192
−HK$561/mo
Today · 4.125%
HK$21,753
baseline
▲ 0.50% · 4.625%
HK$22,900
+HK$1,147/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$43,506/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,852
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,594
−HK$753/mo
Today · 4.125%
HK$25,347
baseline
▲ 0.50% · 4.625%
HK$26,890
+HK$1,543/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,694/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,535
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,246
−HK$722/mo
Today · 4.125%
HK$27,968
baseline
▲ 0.50% · 4.625%
HK$29,443
+HK$1,475/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$55,936/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,752 · Scale 2, in force from 26 Feb 2026)