LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,511
−HK$8,309/mo
▼ 0.25% · 3.875%
HK$136,632
−HK$4,188/mo
Today · 4.125%
HK$140,820
baseline
▲ 0.50% · 4.625%
HK$149,389
+HK$8,569/mo
Deposit HK$29.06M · loan HK$29.06M · min. income ≈ HK$281,640/mo (50% DSR)
Upfront cash ≈ HK$31.53M (deposit + AVD stamp duty HK$2,469,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,417
−HK$7,964/mo
▼ 0.25% · 3.875%
HK$151,370
−HK$4,011/mo
Today · 4.125%
HK$155,381
baseline
▲ 0.50% · 4.625%
HK$163,571
+HK$8,190/mo
Deposit HK$29.06M · loan HK$29.06M · min. income ≈ HK$310,762/mo (50% DSR)
Upfront cash ≈ HK$31.53M (deposit + AVD stamp duty HK$2,469,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,013
−HK$9,971/mo
▼ 0.25% · 3.875%
HK$163,959
−HK$5,025/mo
Today · 4.125%
HK$168,984
baseline
▲ 0.50% · 4.625%
HK$179,266
+HK$10,282/mo
Deposit HK$23.24M · loan HK$34.87M · min. income ≈ HK$337,968/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$2,469,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,900
−HK$9,557/mo
▼ 0.25% · 3.875%
HK$181,644
−HK$4,813/mo
Today · 4.125%
HK$186,457
baseline
▲ 0.50% · 4.625%
HK$196,286
+HK$9,829/mo
Deposit HK$23.24M · loan HK$34.87M · min. income ≈ HK$372,914/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$2,469,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,515
−HK$11,633/mo
▼ 0.25% · 3.875%
HK$191,285
−HK$5,863/mo
Today · 4.125%
HK$197,148
baseline
▲ 0.50% · 4.625%
HK$209,144
+HK$11,996/mo
Deposit HK$17.43M · loan HK$40.68M · min. income ≈ HK$394,296/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$2,469,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,383
−HK$11,151/mo
▼ 0.25% · 3.875%
HK$211,918
−HK$5,616/mo
Today · 4.125%
HK$217,534
baseline
▲ 0.50% · 4.625%
HK$229,000
+HK$11,466/mo
Deposit HK$17.43M · loan HK$40.68M · min. income ≈ HK$435,068/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$2,469,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,519
−HK$14,957/mo
▼ 0.25% · 3.875%
HK$245,938
−HK$7,538/mo
Today · 4.125%
HK$253,476
baseline
▲ 0.50% · 4.625%
HK$268,900
+HK$15,424/mo
Deposit HK$5.81M · loan HK$52.30M · min. income ≈ HK$506,952/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,469,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,350
−HK$14,336/mo
▼ 0.25% · 3.875%
HK$272,467
−HK$7,219/mo
Today · 4.125%
HK$279,686
baseline
▲ 0.50% · 4.625%
HK$294,429
+HK$14,743/mo
Deposit HK$5.81M · loan HK$52.30M · min. income ≈ HK$559,372/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,469,766 · Scale 2, in force from 26 Feb 2026)