LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,518
−HK$8,310/mo
▼ 0.25% · 3.875%
HK$136,640
−HK$4,188/mo
Today · 4.125%
HK$140,828
baseline
▲ 0.50% · 4.625%
HK$149,398
+HK$8,570/mo
Deposit HK$29.06M · loan HK$29.06M · min. income ≈ HK$281,656/mo (50% DSR)
Upfront cash ≈ HK$31.53M (deposit + AVD stamp duty HK$2,469,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,425
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$151,379
−HK$4,011/mo
Today · 4.125%
HK$155,390
baseline
▲ 0.50% · 4.625%
HK$163,581
+HK$8,191/mo
Deposit HK$29.06M · loan HK$29.06M · min. income ≈ HK$310,780/mo (50% DSR)
Upfront cash ≈ HK$31.53M (deposit + AVD stamp duty HK$2,469,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,022
−HK$9,972/mo
▼ 0.25% · 3.875%
HK$163,969
−HK$5,025/mo
Today · 4.125%
HK$168,994
baseline
▲ 0.50% · 4.625%
HK$179,277
+HK$10,283/mo
Deposit HK$23.25M · loan HK$34.87M · min. income ≈ HK$337,988/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,469,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,910
−HK$9,558/mo
▼ 0.25% · 3.875%
HK$181,655
−HK$4,813/mo
Today · 4.125%
HK$186,468
baseline
▲ 0.50% · 4.625%
HK$196,297
+HK$9,829/mo
Deposit HK$23.25M · loan HK$34.87M · min. income ≈ HK$372,936/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,469,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,526
−HK$11,634/mo
▼ 0.25% · 3.875%
HK$191,297
−HK$5,863/mo
Today · 4.125%
HK$197,160
baseline
▲ 0.50% · 4.625%
HK$209,157
+HK$11,997/mo
Deposit HK$17.43M · loan HK$40.68M · min. income ≈ HK$394,320/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$2,469,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,396
−HK$11,150/mo
▼ 0.25% · 3.875%
HK$211,931
−HK$5,615/mo
Today · 4.125%
HK$217,546
baseline
▲ 0.50% · 4.625%
HK$229,014
+HK$11,468/mo
Deposit HK$17.43M · loan HK$40.68M · min. income ≈ HK$435,092/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$2,469,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,533
−HK$14,958/mo
▼ 0.25% · 3.875%
HK$245,953
−HK$7,538/mo
Today · 4.125%
HK$253,491
baseline
▲ 0.50% · 4.625%
HK$268,916
+HK$15,425/mo
Deposit HK$5.81M · loan HK$52.30M · min. income ≈ HK$506,982/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,469,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,366
−HK$14,337/mo
▼ 0.25% · 3.875%
HK$272,483
−HK$7,220/mo
Today · 4.125%
HK$279,703
baseline
▲ 0.50% · 4.625%
HK$294,446
+HK$14,743/mo
Deposit HK$5.81M · loan HK$52.30M · min. income ≈ HK$559,406/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,469,912 · Scale 2, in force from 26 Feb 2026)