LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,523
−HK$8,310/mo
▼ 0.25% · 3.875%
HK$136,645
−HK$4,188/mo
Today · 4.125%
HK$140,833
baseline
▲ 0.50% · 4.625%
HK$149,403
+HK$8,570/mo
Deposit HK$29.06M · loan HK$29.06M · min. income ≈ HK$281,666/mo (50% DSR)
Upfront cash ≈ HK$31.53M (deposit + AVD stamp duty HK$2,469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,430
−HK$7,966/mo
▼ 0.25% · 3.875%
HK$151,384
−HK$4,012/mo
Today · 4.125%
HK$155,396
baseline
▲ 0.50% · 4.625%
HK$163,587
+HK$8,191/mo
Deposit HK$29.06M · loan HK$29.06M · min. income ≈ HK$310,792/mo (50% DSR)
Upfront cash ≈ HK$31.53M (deposit + AVD stamp duty HK$2,469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,027
−HK$9,973/mo
▼ 0.25% · 3.875%
HK$163,974
−HK$5,026/mo
Today · 4.125%
HK$169,000
baseline
▲ 0.50% · 4.625%
HK$179,283
+HK$10,283/mo
Deposit HK$23.25M · loan HK$34.87M · min. income ≈ HK$338,000/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,916
−HK$9,559/mo
▼ 0.25% · 3.875%
HK$181,661
−HK$4,814/mo
Today · 4.125%
HK$186,475
baseline
▲ 0.50% · 4.625%
HK$196,304
+HK$9,829/mo
Deposit HK$23.25M · loan HK$34.87M · min. income ≈ HK$372,950/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,532
−HK$11,634/mo
▼ 0.25% · 3.875%
HK$191,303
−HK$5,863/mo
Today · 4.125%
HK$197,166
baseline
▲ 0.50% · 4.625%
HK$209,164
+HK$11,998/mo
Deposit HK$17.44M · loan HK$40.68M · min. income ≈ HK$394,332/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$2,469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,402
−HK$11,152/mo
▼ 0.25% · 3.875%
HK$211,938
−HK$5,616/mo
Today · 4.125%
HK$217,554
baseline
▲ 0.50% · 4.625%
HK$229,021
+HK$11,467/mo
Deposit HK$17.44M · loan HK$40.68M · min. income ≈ HK$435,108/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$2,469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,541
−HK$14,959/mo
▼ 0.25% · 3.875%
HK$245,961
−HK$7,539/mo
Today · 4.125%
HK$253,500
baseline
▲ 0.50% · 4.625%
HK$268,925
+HK$15,425/mo
Deposit HK$5.81M · loan HK$52.31M · min. income ≈ HK$507,000/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,375
−HK$14,337/mo
▼ 0.25% · 3.875%
HK$272,492
−HK$7,220/mo
Today · 4.125%
HK$279,712
baseline
▲ 0.50% · 4.625%
HK$294,456
+HK$14,744/mo
Deposit HK$5.81M · loan HK$52.31M · min. income ≈ HK$559,424/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,469,995 · Scale 2, in force from 26 Feb 2026)