LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,253
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,666
−HK$419/mo
Today · 4.125%
HK$14,085
baseline
▲ 0.50% · 4.625%
HK$14,942
+HK$857/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,170/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,744
−HK$797/mo
▼ 0.25% · 3.875%
HK$15,140
−HK$401/mo
Today · 4.125%
HK$15,541
baseline
▲ 0.50% · 4.625%
HK$16,360
+HK$819/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,082/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,904
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,399
−HK$502/mo
Today · 4.125%
HK$16,901
baseline
▲ 0.50% · 4.625%
HK$17,930
+HK$1,029/mo
Deposit HK$2.32M · loan HK$3.49M · min. income ≈ HK$33,802/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,693
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,168
−HK$481/mo
Today · 4.125%
HK$18,649
baseline
▲ 0.50% · 4.625%
HK$19,632
+HK$983/mo
Deposit HK$2.32M · loan HK$3.49M · min. income ≈ HK$37,298/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,555
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,132
−HK$586/mo
Today · 4.125%
HK$19,718
baseline
▲ 0.50% · 4.625%
HK$20,918
+HK$1,200/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$39,436/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,642
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,196
−HK$561/mo
Today · 4.125%
HK$21,757
baseline
▲ 0.50% · 4.625%
HK$22,904
+HK$1,147/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$43,514/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,856
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,598
−HK$754/mo
Today · 4.125%
HK$25,352
baseline
▲ 0.50% · 4.625%
HK$26,895
+HK$1,543/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,704/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,540
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,252
−HK$722/mo
Today · 4.125%
HK$27,974
baseline
▲ 0.50% · 4.625%
HK$29,448
+HK$1,474/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$55,948/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,776 · Scale 2, in force from 26 Feb 2026)