LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,537
−HK$8,311/mo
▼ 0.25% · 3.875%
HK$136,659
−HK$4,189/mo
Today · 4.125%
HK$140,848
baseline
▲ 0.50% · 4.625%
HK$149,418
+HK$8,570/mo
Deposit HK$29.06M · loan HK$29.06M · min. income ≈ HK$281,696/mo (50% DSR)
Upfront cash ≈ HK$31.53M (deposit + AVD stamp duty HK$2,470,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,446
−HK$7,966/mo
▼ 0.25% · 3.875%
HK$151,400
−HK$4,012/mo
Today · 4.125%
HK$155,412
baseline
▲ 0.50% · 4.625%
HK$163,604
+HK$8,192/mo
Deposit HK$29.06M · loan HK$29.06M · min. income ≈ HK$310,824/mo (50% DSR)
Upfront cash ≈ HK$31.53M (deposit + AVD stamp duty HK$2,470,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,044
−HK$9,973/mo
▼ 0.25% · 3.875%
HK$163,991
−HK$5,026/mo
Today · 4.125%
HK$169,017
baseline
▲ 0.50% · 4.625%
HK$179,302
+HK$10,285/mo
Deposit HK$23.25M · loan HK$34.87M · min. income ≈ HK$338,034/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,470,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,935
−HK$9,559/mo
▼ 0.25% · 3.875%
HK$181,680
−HK$4,814/mo
Today · 4.125%
HK$186,494
baseline
▲ 0.50% · 4.625%
HK$196,324
+HK$9,830/mo
Deposit HK$23.25M · loan HK$34.87M · min. income ≈ HK$372,988/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,470,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,551
−HK$11,636/mo
▼ 0.25% · 3.875%
HK$191,323
−HK$5,864/mo
Today · 4.125%
HK$197,187
baseline
▲ 0.50% · 4.625%
HK$209,185
+HK$11,998/mo
Deposit HK$17.44M · loan HK$40.69M · min. income ≈ HK$394,374/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$2,470,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,424
−HK$11,152/mo
▼ 0.25% · 3.875%
HK$211,960
−HK$5,616/mo
Today · 4.125%
HK$217,576
baseline
▲ 0.50% · 4.625%
HK$229,045
+HK$11,469/mo
Deposit HK$17.44M · loan HK$40.69M · min. income ≈ HK$435,152/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$2,470,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,566
−HK$14,960/mo
▼ 0.25% · 3.875%
HK$245,987
−HK$7,539/mo
Today · 4.125%
HK$253,526
baseline
▲ 0.50% · 4.625%
HK$268,952
+HK$15,426/mo
Deposit HK$5.81M · loan HK$52.31M · min. income ≈ HK$507,052/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,470,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,402
−HK$14,339/mo
▼ 0.25% · 3.875%
HK$272,520
−HK$7,221/mo
Today · 4.125%
HK$279,741
baseline
▲ 0.50% · 4.625%
HK$294,486
+HK$14,745/mo
Deposit HK$5.81M · loan HK$52.31M · min. income ≈ HK$559,482/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,470,250 · Scale 2, in force from 26 Feb 2026)