LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,254
−HK$831/mo
▼ 0.25% · 3.875%
HK$13,667
−HK$418/mo
Today · 4.125%
HK$14,085
baseline
▲ 0.50% · 4.625%
HK$14,943
+HK$858/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,170/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,745
−HK$797/mo
▼ 0.25% · 3.875%
HK$15,141
−HK$401/mo
Today · 4.125%
HK$15,542
baseline
▲ 0.50% · 4.625%
HK$16,361
+HK$819/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,084/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,905
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,400
−HK$503/mo
Today · 4.125%
HK$16,903
baseline
▲ 0.50% · 4.625%
HK$17,931
+HK$1,028/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$33,806/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,694
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,169
−HK$481/mo
Today · 4.125%
HK$18,650
baseline
▲ 0.50% · 4.625%
HK$19,633
+HK$983/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$37,300/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,556
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,133
−HK$587/mo
Today · 4.125%
HK$19,720
baseline
▲ 0.50% · 4.625%
HK$20,920
+HK$1,200/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$39,440/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,643
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,197
−HK$562/mo
Today · 4.125%
HK$21,759
baseline
▲ 0.50% · 4.625%
HK$22,906
+HK$1,147/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$43,518/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,858
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,600
−HK$754/mo
Today · 4.125%
HK$25,354
baseline
▲ 0.50% · 4.625%
HK$26,897
+HK$1,543/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,708/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,542
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,253
−HK$722/mo
Today · 4.125%
HK$27,975
baseline
▲ 0.50% · 4.625%
HK$29,450
+HK$1,475/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$55,950/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,785 · Scale 2, in force from 26 Feb 2026)