LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,255
−HK$831/mo
▼ 0.25% · 3.875%
HK$13,667
−HK$419/mo
Today · 4.125%
HK$14,086
baseline
▲ 0.50% · 4.625%
HK$14,943
+HK$857/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,172/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,746
−HK$797/mo
▼ 0.25% · 3.875%
HK$15,142
−HK$401/mo
Today · 4.125%
HK$15,543
baseline
▲ 0.50% · 4.625%
HK$16,362
+HK$819/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,086/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,906
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,401
−HK$503/mo
Today · 4.125%
HK$16,904
baseline
▲ 0.50% · 4.625%
HK$17,932
+HK$1,028/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$33,808/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,695
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,170
−HK$481/mo
Today · 4.125%
HK$18,651
baseline
▲ 0.50% · 4.625%
HK$19,635
+HK$984/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$37,302/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,557
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,134
−HK$587/mo
Today · 4.125%
HK$19,721
baseline
▲ 0.50% · 4.625%
HK$20,921
+HK$1,200/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$39,442/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,645
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,198
−HK$562/mo
Today · 4.125%
HK$21,760
baseline
▲ 0.50% · 4.625%
HK$22,907
+HK$1,147/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$43,520/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,859
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,601
−HK$754/mo
Today · 4.125%
HK$25,355
baseline
▲ 0.50% · 4.625%
HK$26,898
+HK$1,543/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,710/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,543
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,255
−HK$722/mo
Today · 4.125%
HK$27,977
baseline
▲ 0.50% · 4.625%
HK$29,452
+HK$1,475/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$55,954/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,793 · Scale 2, in force from 26 Feb 2026)