LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,553
−HK$8,313/mo
▼ 0.25% · 3.875%
HK$136,677
−HK$4,189/mo
Today · 4.125%
HK$140,866
baseline
▲ 0.50% · 4.625%
HK$149,437
+HK$8,571/mo
Deposit HK$29.07M · loan HK$29.07M · min. income ≈ HK$281,732/mo (50% DSR)
Upfront cash ≈ HK$31.54M (deposit + AVD stamp duty HK$2,470,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,464
−HK$7,967/mo
▼ 0.25% · 3.875%
HK$151,419
−HK$4,012/mo
Today · 4.125%
HK$155,431
baseline
▲ 0.50% · 4.625%
HK$163,624
+HK$8,193/mo
Deposit HK$29.07M · loan HK$29.07M · min. income ≈ HK$310,862/mo (50% DSR)
Upfront cash ≈ HK$31.54M (deposit + AVD stamp duty HK$2,470,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,064
−HK$9,975/mo
▼ 0.25% · 3.875%
HK$164,012
−HK$5,027/mo
Today · 4.125%
HK$169,039
baseline
▲ 0.50% · 4.625%
HK$179,324
+HK$10,285/mo
Deposit HK$23.25M · loan HK$34.88M · min. income ≈ HK$338,078/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,470,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,957
−HK$9,561/mo
▼ 0.25% · 3.875%
HK$181,703
−HK$4,815/mo
Today · 4.125%
HK$186,518
baseline
▲ 0.50% · 4.625%
HK$196,349
+HK$9,831/mo
Deposit HK$23.25M · loan HK$34.88M · min. income ≈ HK$373,036/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,470,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,575
−HK$11,637/mo
▼ 0.25% · 3.875%
HK$191,347
−HK$5,865/mo
Today · 4.125%
HK$197,212
baseline
▲ 0.50% · 4.625%
HK$209,212
+HK$12,000/mo
Deposit HK$17.44M · loan HK$40.69M · min. income ≈ HK$394,424/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$2,470,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,450
−HK$11,154/mo
▼ 0.25% · 3.875%
HK$211,987
−HK$5,617/mo
Today · 4.125%
HK$217,604
baseline
▲ 0.50% · 4.625%
HK$229,074
+HK$11,470/mo
Deposit HK$17.44M · loan HK$40.69M · min. income ≈ HK$435,208/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$2,470,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,596
−HK$14,962/mo
▼ 0.25% · 3.875%
HK$246,018
−HK$7,540/mo
Today · 4.125%
HK$253,558
baseline
▲ 0.50% · 4.625%
HK$268,987
+HK$15,429/mo
Deposit HK$5.81M · loan HK$52.32M · min. income ≈ HK$507,116/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,470,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,436
−HK$14,340/mo
▼ 0.25% · 3.875%
HK$272,555
−HK$7,221/mo
Today · 4.125%
HK$279,776
baseline
▲ 0.50% · 4.625%
HK$294,524
+HK$14,748/mo
Deposit HK$5.81M · loan HK$52.32M · min. income ≈ HK$559,552/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,470,564 · Scale 2, in force from 26 Feb 2026)