LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,255
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,668
−HK$419/mo
Today · 4.125%
HK$14,087
baseline
▲ 0.50% · 4.625%
HK$14,944
+HK$857/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,174/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,747
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,142
−HK$401/mo
Today · 4.125%
HK$15,543
baseline
▲ 0.50% · 4.625%
HK$16,363
+HK$820/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,086/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,907
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,401
−HK$503/mo
Today · 4.125%
HK$16,904
baseline
▲ 0.50% · 4.625%
HK$17,933
+HK$1,029/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$33,808/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,696
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,170
−HK$482/mo
Today · 4.125%
HK$18,652
baseline
▲ 0.50% · 4.625%
HK$19,635
+HK$983/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$37,304/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,558
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,135
−HK$586/mo
Today · 4.125%
HK$19,721
baseline
▲ 0.50% · 4.625%
HK$20,921
+HK$1,200/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$39,442/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,645
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,199
−HK$562/mo
Today · 4.125%
HK$21,761
baseline
▲ 0.50% · 4.625%
HK$22,908
+HK$1,147/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$43,522/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,860
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,602
−HK$754/mo
Today · 4.125%
HK$25,356
baseline
▲ 0.50% · 4.625%
HK$26,899
+HK$1,543/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,712/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,544
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,256
−HK$722/mo
Today · 4.125%
HK$27,978
baseline
▲ 0.50% · 4.625%
HK$29,453
+HK$1,475/mo
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$55,956/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,796 · Scale 2, in force from 26 Feb 2026)