LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,562
−HK$8,313/mo
▼ 0.25% · 3.875%
HK$136,686
−HK$4,189/mo
Today · 4.125%
HK$140,875
baseline
▲ 0.50% · 4.625%
HK$149,447
+HK$8,572/mo
Deposit HK$29.07M · loan HK$29.07M · min. income ≈ HK$281,750/mo (50% DSR)
Upfront cash ≈ HK$31.54M (deposit + AVD stamp duty HK$2,470,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,474
−HK$7,968/mo
▼ 0.25% · 3.875%
HK$151,429
−HK$4,013/mo
Today · 4.125%
HK$155,442
baseline
▲ 0.50% · 4.625%
HK$163,635
+HK$8,193/mo
Deposit HK$29.07M · loan HK$29.07M · min. income ≈ HK$310,884/mo (50% DSR)
Upfront cash ≈ HK$31.54M (deposit + AVD stamp duty HK$2,470,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,075
−HK$9,975/mo
▼ 0.25% · 3.875%
HK$164,023
−HK$5,027/mo
Today · 4.125%
HK$169,050
baseline
▲ 0.50% · 4.625%
HK$179,336
+HK$10,286/mo
Deposit HK$23.25M · loan HK$34.88M · min. income ≈ HK$338,100/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,470,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,969
−HK$9,561/mo
▼ 0.25% · 3.875%
HK$181,715
−HK$4,815/mo
Today · 4.125%
HK$186,530
baseline
▲ 0.50% · 4.625%
HK$196,362
+HK$9,832/mo
Deposit HK$23.25M · loan HK$34.88M · min. income ≈ HK$373,060/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,470,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,587
−HK$11,638/mo
▼ 0.25% · 3.875%
HK$191,360
−HK$5,865/mo
Today · 4.125%
HK$197,225
baseline
▲ 0.50% · 4.625%
HK$209,226
+HK$12,001/mo
Deposit HK$17.44M · loan HK$40.69M · min. income ≈ HK$394,450/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$2,470,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,464
−HK$11,155/mo
▼ 0.25% · 3.875%
HK$212,001
−HK$5,618/mo
Today · 4.125%
HK$217,619
baseline
▲ 0.50% · 4.625%
HK$229,089
+HK$11,470/mo
Deposit HK$17.44M · loan HK$40.69M · min. income ≈ HK$435,238/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$2,470,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,612
−HK$14,963/mo
▼ 0.25% · 3.875%
HK$246,034
−HK$7,541/mo
Today · 4.125%
HK$253,575
baseline
▲ 0.50% · 4.625%
HK$269,005
+HK$15,430/mo
Deposit HK$5.81M · loan HK$52.32M · min. income ≈ HK$507,150/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,470,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,454
−HK$14,341/mo
▼ 0.25% · 3.875%
HK$272,573
−HK$7,222/mo
Today · 4.125%
HK$279,795
baseline
▲ 0.50% · 4.625%
HK$294,544
+HK$14,749/mo
Deposit HK$5.81M · loan HK$52.32M · min. income ≈ HK$559,590/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$2,470,730 · Scale 2, in force from 26 Feb 2026)