LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,584
−HK$8,314/mo
▼ 0.25% · 3.875%
HK$136,708
−HK$4,190/mo
Today · 4.125%
HK$140,898
baseline
▲ 0.50% · 4.625%
HK$149,471
+HK$8,573/mo
Deposit HK$29.07M · loan HK$29.07M · min. income ≈ HK$281,796/mo (50% DSR)
Upfront cash ≈ HK$31.54M (deposit + AVD stamp duty HK$2,471,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,498
−HK$7,969/mo
▼ 0.25% · 3.875%
HK$151,454
−HK$4,013/mo
Today · 4.125%
HK$155,467
baseline
▲ 0.50% · 4.625%
HK$163,662
+HK$8,195/mo
Deposit HK$29.07M · loan HK$29.07M · min. income ≈ HK$310,934/mo (50% DSR)
Upfront cash ≈ HK$31.54M (deposit + AVD stamp duty HK$2,471,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,101
−HK$9,977/mo
▼ 0.25% · 3.875%
HK$164,050
−HK$5,028/mo
Today · 4.125%
HK$169,078
baseline
▲ 0.50% · 4.625%
HK$179,366
+HK$10,288/mo
Deposit HK$23.26M · loan HK$34.89M · min. income ≈ HK$338,156/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,471,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,998
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$181,745
−HK$4,816/mo
Today · 4.125%
HK$186,561
baseline
▲ 0.50% · 4.625%
HK$196,395
+HK$9,834/mo
Deposit HK$23.26M · loan HK$34.89M · min. income ≈ HK$373,122/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,471,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,618
−HK$11,639/mo
▼ 0.25% · 3.875%
HK$191,391
−HK$5,866/mo
Today · 4.125%
HK$197,257
baseline
▲ 0.50% · 4.625%
HK$209,260
+HK$12,003/mo
Deposit HK$17.44M · loan HK$40.70M · min. income ≈ HK$394,514/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$2,471,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,498
−HK$11,156/mo
▼ 0.25% · 3.875%
HK$212,036
−HK$5,618/mo
Today · 4.125%
HK$217,654
baseline
▲ 0.50% · 4.625%
HK$229,127
+HK$11,473/mo
Deposit HK$17.44M · loan HK$40.70M · min. income ≈ HK$435,308/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$2,471,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,651
−HK$14,966/mo
▼ 0.25% · 3.875%
HK$246,075
−HK$7,542/mo
Today · 4.125%
HK$253,617
baseline
▲ 0.50% · 4.625%
HK$269,049
+HK$15,432/mo
Deposit HK$5.81M · loan HK$52.33M · min. income ≈ HK$507,234/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,471,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,497
−HK$14,344/mo
▼ 0.25% · 3.875%
HK$272,618
−HK$7,223/mo
Today · 4.125%
HK$279,841
baseline
▲ 0.50% · 4.625%
HK$294,592
+HK$14,751/mo
Deposit HK$5.81M · loan HK$52.33M · min. income ≈ HK$559,682/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,471,135 · Scale 2, in force from 26 Feb 2026)