LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,591
−HK$8,315/mo
▼ 0.25% · 3.875%
HK$136,716
−HK$4,190/mo
Today · 4.125%
HK$140,906
baseline
▲ 0.50% · 4.625%
HK$149,480
+HK$8,574/mo
Deposit HK$29.07M · loan HK$29.07M · min. income ≈ HK$281,812/mo (50% DSR)
Upfront cash ≈ HK$31.55M (deposit + AVD stamp duty HK$2,471,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,506
−HK$7,970/mo
▼ 0.25% · 3.875%
HK$151,463
−HK$4,013/mo
Today · 4.125%
HK$155,476
baseline
▲ 0.50% · 4.625%
HK$163,671
+HK$8,195/mo
Deposit HK$29.07M · loan HK$29.07M · min. income ≈ HK$310,952/mo (50% DSR)
Upfront cash ≈ HK$31.55M (deposit + AVD stamp duty HK$2,471,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,110
−HK$9,977/mo
▼ 0.25% · 3.875%
HK$164,059
−HK$5,028/mo
Today · 4.125%
HK$169,087
baseline
▲ 0.50% · 4.625%
HK$179,376
+HK$10,289/mo
Deposit HK$23.26M · loan HK$34.89M · min. income ≈ HK$338,174/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,471,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,008
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$181,755
−HK$4,816/mo
Today · 4.125%
HK$186,571
baseline
▲ 0.50% · 4.625%
HK$196,405
+HK$9,834/mo
Deposit HK$23.26M · loan HK$34.89M · min. income ≈ HK$373,142/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,471,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,628
−HK$11,640/mo
▼ 0.25% · 3.875%
HK$191,402
−HK$5,866/mo
Today · 4.125%
HK$197,268
baseline
▲ 0.50% · 4.625%
HK$209,272
+HK$12,004/mo
Deposit HK$17.44M · loan HK$40.70M · min. income ≈ HK$394,536/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$2,471,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,509
−HK$11,157/mo
▼ 0.25% · 3.875%
HK$212,048
−HK$5,618/mo
Today · 4.125%
HK$217,666
baseline
▲ 0.50% · 4.625%
HK$229,140
+HK$11,474/mo
Deposit HK$17.44M · loan HK$40.70M · min. income ≈ HK$435,332/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$2,471,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,664
−HK$14,967/mo
▼ 0.25% · 3.875%
HK$246,088
−HK$7,543/mo
Today · 4.125%
HK$253,631
baseline
▲ 0.50% · 4.625%
HK$269,064
+HK$15,433/mo
Deposit HK$5.81M · loan HK$52.33M · min. income ≈ HK$507,262/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,471,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,512
−HK$14,344/mo
▼ 0.25% · 3.875%
HK$272,633
−HK$7,223/mo
Today · 4.125%
HK$279,856
baseline
▲ 0.50% · 4.625%
HK$294,608
+HK$14,752/mo
Deposit HK$5.81M · loan HK$52.33M · min. income ≈ HK$559,712/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,471,271 · Scale 2, in force from 26 Feb 2026)