LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,607
−HK$8,315/mo
▼ 0.25% · 3.875%
HK$136,731
−HK$4,191/mo
Today · 4.125%
HK$140,922
baseline
▲ 0.50% · 4.625%
HK$149,497
+HK$8,575/mo
Deposit HK$29.08M · loan HK$29.08M · min. income ≈ HK$281,844/mo (50% DSR)
Upfront cash ≈ HK$31.55M (deposit + AVD stamp duty HK$2,471,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,523
−HK$7,971/mo
▼ 0.25% · 3.875%
HK$151,480
−HK$4,014/mo
Today · 4.125%
HK$155,494
baseline
▲ 0.50% · 4.625%
HK$163,690
+HK$8,196/mo
Deposit HK$29.08M · loan HK$29.08M · min. income ≈ HK$310,988/mo (50% DSR)
Upfront cash ≈ HK$31.55M (deposit + AVD stamp duty HK$2,471,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,128
−HK$9,979/mo
▼ 0.25% · 3.875%
HK$164,078
−HK$5,029/mo
Today · 4.125%
HK$169,107
baseline
▲ 0.50% · 4.625%
HK$179,396
+HK$10,289/mo
Deposit HK$23.26M · loan HK$34.89M · min. income ≈ HK$338,214/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,471,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,028
−HK$9,564/mo
▼ 0.25% · 3.875%
HK$181,776
−HK$4,816/mo
Today · 4.125%
HK$186,592
baseline
▲ 0.50% · 4.625%
HK$196,428
+HK$9,836/mo
Deposit HK$23.26M · loan HK$34.89M · min. income ≈ HK$373,184/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,471,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,649
−HK$11,642/mo
▼ 0.25% · 3.875%
HK$191,424
−HK$5,867/mo
Today · 4.125%
HK$197,291
baseline
▲ 0.50% · 4.625%
HK$209,296
+HK$12,005/mo
Deposit HK$17.45M · loan HK$40.71M · min. income ≈ HK$394,582/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$2,471,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,533
−HK$11,158/mo
▼ 0.25% · 3.875%
HK$212,072
−HK$5,619/mo
Today · 4.125%
HK$217,691
baseline
▲ 0.50% · 4.625%
HK$229,166
+HK$11,475/mo
Deposit HK$17.45M · loan HK$40.71M · min. income ≈ HK$435,382/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$2,471,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,692
−HK$14,968/mo
▼ 0.25% · 3.875%
HK$246,116
−HK$7,544/mo
Today · 4.125%
HK$253,660
baseline
▲ 0.50% · 4.625%
HK$269,094
+HK$15,434/mo
Deposit HK$5.82M · loan HK$52.34M · min. income ≈ HK$507,320/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,471,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,542
−HK$14,347/mo
▼ 0.25% · 3.875%
HK$272,664
−HK$7,225/mo
Today · 4.125%
HK$279,889
baseline
▲ 0.50% · 4.625%
HK$294,642
+HK$14,753/mo
Deposit HK$5.82M · loan HK$52.34M · min. income ≈ HK$559,778/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,471,554 · Scale 2, in force from 26 Feb 2026)