LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,263
−HK$831/mo
▼ 0.25% · 3.875%
HK$13,675
−HK$419/mo
Today · 4.125%
HK$14,094
baseline
▲ 0.50% · 4.625%
HK$14,952
+HK$858/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,188/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,755
−HK$797/mo
▼ 0.25% · 3.875%
HK$15,150
−HK$402/mo
Today · 4.125%
HK$15,552
baseline
▲ 0.50% · 4.625%
HK$16,371
+HK$819/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,104/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,915
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,410
−HK$503/mo
Today · 4.125%
HK$16,913
baseline
▲ 0.50% · 4.625%
HK$17,942
+HK$1,029/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$33,826/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,705
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,180
−HK$482/mo
Today · 4.125%
HK$18,662
baseline
▲ 0.50% · 4.625%
HK$19,646
+HK$984/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$37,324/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,568
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,145
−HK$587/mo
Today · 4.125%
HK$19,732
baseline
▲ 0.50% · 4.625%
HK$20,933
+HK$1,201/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$39,464/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$130,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,656
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,210
−HK$562/mo
Today · 4.125%
HK$21,772
baseline
▲ 0.50% · 4.625%
HK$22,920
+HK$1,148/mo
Deposit HK$1.74M · loan HK$4.07M · min. income ≈ HK$43,544/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$130,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,873
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,615
−HK$755/mo
Today · 4.125%
HK$25,370
baseline
▲ 0.50% · 4.625%
HK$26,913
+HK$1,543/mo
Deposit HK$582K · loan HK$5.23M · min. income ≈ HK$50,740/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,558
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,270
−HK$723/mo
Today · 4.125%
HK$27,993
baseline
▲ 0.50% · 4.625%
HK$29,469
+HK$1,476/mo
Deposit HK$582K · loan HK$5.23M · min. income ≈ HK$55,986/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,867 · Scale 2, in force from 26 Feb 2026)