LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,264
−HK$831/mo
▼ 0.25% · 3.875%
HK$13,676
−HK$419/mo
Today · 4.125%
HK$14,095
baseline
▲ 0.50% · 4.625%
HK$14,953
+HK$858/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,190/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,756
−HK$797/mo
▼ 0.25% · 3.875%
HK$15,151
−HK$402/mo
Today · 4.125%
HK$15,553
baseline
▲ 0.50% · 4.625%
HK$16,373
+HK$820/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,106/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,916
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,411
−HK$503/mo
Today · 4.125%
HK$16,914
baseline
▲ 0.50% · 4.625%
HK$17,944
+HK$1,030/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$33,828/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,707
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,182
−HK$481/mo
Today · 4.125%
HK$18,663
baseline
▲ 0.50% · 4.625%
HK$19,647
+HK$984/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$37,326/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,569
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,147
−HK$586/mo
Today · 4.125%
HK$19,733
baseline
▲ 0.50% · 4.625%
HK$20,934
+HK$1,201/mo
Deposit HK$1.75M · loan HK$4.07M · min. income ≈ HK$39,466/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$130,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,658
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,212
−HK$562/mo
Today · 4.125%
HK$21,774
baseline
▲ 0.50% · 4.625%
HK$22,922
+HK$1,148/mo
Deposit HK$1.75M · loan HK$4.07M · min. income ≈ HK$43,548/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$130,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,874
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,617
−HK$755/mo
Today · 4.125%
HK$25,372
baseline
▲ 0.50% · 4.625%
HK$26,915
+HK$1,543/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$50,744/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$130,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,560
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,272
−HK$723/mo
Today · 4.125%
HK$27,995
baseline
▲ 0.50% · 4.625%
HK$29,471
+HK$1,476/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$55,990/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$130,876 · Scale 2, in force from 26 Feb 2026)