LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,638
−HK$8,317/mo
▼ 0.25% · 3.875%
HK$136,763
−HK$4,192/mo
Today · 4.125%
HK$140,955
baseline
▲ 0.50% · 4.625%
HK$149,532
+HK$8,577/mo
Deposit HK$29.08M · loan HK$29.08M · min. income ≈ HK$281,910/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$2,472,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,558
−HK$7,972/mo
▼ 0.25% · 3.875%
HK$151,515
−HK$4,015/mo
Today · 4.125%
HK$155,530
baseline
▲ 0.50% · 4.625%
HK$163,728
+HK$8,198/mo
Deposit HK$29.08M · loan HK$29.08M · min. income ≈ HK$311,060/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$2,472,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,165
−HK$9,981/mo
▼ 0.25% · 3.875%
HK$164,116
−HK$5,030/mo
Today · 4.125%
HK$169,146
baseline
▲ 0.50% · 4.625%
HK$179,438
+HK$10,292/mo
Deposit HK$23.27M · loan HK$34.90M · min. income ≈ HK$338,292/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$2,472,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,070
−HK$9,566/mo
▼ 0.25% · 3.875%
HK$181,819
−HK$4,817/mo
Today · 4.125%
HK$186,636
baseline
▲ 0.50% · 4.625%
HK$196,474
+HK$9,838/mo
Deposit HK$23.27M · loan HK$34.90M · min. income ≈ HK$373,272/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$2,472,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,693
−HK$11,644/mo
▼ 0.25% · 3.875%
HK$191,469
−HK$5,868/mo
Today · 4.125%
HK$197,337
baseline
▲ 0.50% · 4.625%
HK$209,345
+HK$12,008/mo
Deposit HK$17.45M · loan HK$40.72M · min. income ≈ HK$394,674/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$2,472,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,581
−HK$11,161/mo
▼ 0.25% · 3.875%
HK$212,122
−HK$5,620/mo
Today · 4.125%
HK$217,742
baseline
▲ 0.50% · 4.625%
HK$229,220
+HK$11,478/mo
Deposit HK$17.45M · loan HK$40.72M · min. income ≈ HK$435,484/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$2,472,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,748
−HK$14,971/mo
▼ 0.25% · 3.875%
HK$246,174
−HK$7,545/mo
Today · 4.125%
HK$253,719
baseline
▲ 0.50% · 4.625%
HK$269,158
+HK$15,439/mo
Deposit HK$5.82M · loan HK$52.35M · min. income ≈ HK$507,438/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,472,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,604
−HK$14,350/mo
▼ 0.25% · 3.875%
HK$272,728
−HK$7,226/mo
Today · 4.125%
HK$279,954
baseline
▲ 0.50% · 4.625%
HK$294,711
+HK$14,757/mo
Deposit HK$5.82M · loan HK$52.35M · min. income ≈ HK$559,908/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,472,134 · Scale 2, in force from 26 Feb 2026)