LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,265
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,678
−HK$419/mo
Today · 4.125%
HK$14,097
baseline
▲ 0.50% · 4.625%
HK$14,955
+HK$858/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,194/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,757
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,153
−HK$402/mo
Today · 4.125%
HK$15,555
baseline
▲ 0.50% · 4.625%
HK$16,375
+HK$820/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,110/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,918
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,413
−HK$504/mo
Today · 4.125%
HK$16,917
baseline
▲ 0.50% · 4.625%
HK$17,946
+HK$1,029/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$33,834/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,709
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,184
−HK$482/mo
Today · 4.125%
HK$18,666
baseline
▲ 0.50% · 4.625%
HK$19,650
+HK$984/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$37,332/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,571
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,149
−HK$587/mo
Today · 4.125%
HK$19,736
baseline
▲ 0.50% · 4.625%
HK$20,937
+HK$1,201/mo
Deposit HK$1.75M · loan HK$4.07M · min. income ≈ HK$39,472/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$130,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,660
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,215
−HK$562/mo
Today · 4.125%
HK$21,777
baseline
▲ 0.50% · 4.625%
HK$22,925
+HK$1,148/mo
Deposit HK$1.75M · loan HK$4.07M · min. income ≈ HK$43,554/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$130,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,877
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,620
−HK$755/mo
Today · 4.125%
HK$25,375
baseline
▲ 0.50% · 4.625%
HK$26,919
+HK$1,544/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$50,750/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$130,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,563
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,276
−HK$723/mo
Today · 4.125%
HK$27,999
baseline
▲ 0.50% · 4.625%
HK$29,474
+HK$1,475/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$55,998/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$130,893 · Scale 2, in force from 26 Feb 2026)