LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,658
−HK$8,319/mo
▼ 0.25% · 3.875%
HK$136,784
−HK$4,193/mo
Today · 4.125%
HK$140,977
baseline
▲ 0.50% · 4.625%
HK$149,555
+HK$8,578/mo
Deposit HK$29.09M · loan HK$29.09M · min. income ≈ HK$281,954/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$2,472,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,581
−HK$7,973/mo
▼ 0.25% · 3.875%
HK$151,539
−HK$4,015/mo
Today · 4.125%
HK$155,554
baseline
▲ 0.50% · 4.625%
HK$163,754
+HK$8,200/mo
Deposit HK$29.09M · loan HK$29.09M · min. income ≈ HK$311,108/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$2,472,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,190
−HK$9,982/mo
▼ 0.25% · 3.875%
HK$164,141
−HK$5,031/mo
Today · 4.125%
HK$169,172
baseline
▲ 0.50% · 4.625%
HK$179,466
+HK$10,294/mo
Deposit HK$23.27M · loan HK$34.91M · min. income ≈ HK$338,344/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$2,472,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,097
−HK$9,568/mo
▼ 0.25% · 3.875%
HK$181,847
−HK$4,818/mo
Today · 4.125%
HK$186,665
baseline
▲ 0.50% · 4.625%
HK$196,504
+HK$9,839/mo
Deposit HK$23.27M · loan HK$34.91M · min. income ≈ HK$373,330/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$2,472,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,721
−HK$11,647/mo
▼ 0.25% · 3.875%
HK$191,498
−HK$5,870/mo
Today · 4.125%
HK$197,368
baseline
▲ 0.50% · 4.625%
HK$209,377
+HK$12,009/mo
Deposit HK$17.45M · loan HK$40.72M · min. income ≈ HK$394,736/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$2,472,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,613
−HK$11,163/mo
▼ 0.25% · 3.875%
HK$212,154
−HK$5,622/mo
Today · 4.125%
HK$217,776
baseline
▲ 0.50% · 4.625%
HK$229,255
+HK$11,479/mo
Deposit HK$17.45M · loan HK$40.72M · min. income ≈ HK$435,552/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$2,472,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,784
−HK$14,974/mo
▼ 0.25% · 3.875%
HK$246,212
−HK$7,546/mo
Today · 4.125%
HK$253,758
baseline
▲ 0.50% · 4.625%
HK$269,199
+HK$15,441/mo
Deposit HK$5.82M · loan HK$52.36M · min. income ≈ HK$507,516/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,472,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,645
−HK$14,352/mo
▼ 0.25% · 3.875%
HK$272,770
−HK$7,227/mo
Today · 4.125%
HK$279,997
baseline
▲ 0.50% · 4.625%
HK$294,756
+HK$14,759/mo
Deposit HK$5.82M · loan HK$52.36M · min. income ≈ HK$559,994/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,472,514 · Scale 2, in force from 26 Feb 2026)