LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,659
−HK$8,318/mo
▼ 0.25% · 3.875%
HK$136,785
−HK$4,192/mo
Today · 4.125%
HK$140,977
baseline
▲ 0.50% · 4.625%
HK$149,556
+HK$8,579/mo
Deposit HK$29.09M · loan HK$29.09M · min. income ≈ HK$281,954/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$2,472,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,581
−HK$7,974/mo
▼ 0.25% · 3.875%
HK$151,539
−HK$4,016/mo
Today · 4.125%
HK$155,555
baseline
▲ 0.50% · 4.625%
HK$163,754
+HK$8,199/mo
Deposit HK$29.09M · loan HK$29.09M · min. income ≈ HK$311,110/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$2,472,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,190
−HK$9,983/mo
▼ 0.25% · 3.875%
HK$164,142
−HK$5,031/mo
Today · 4.125%
HK$169,173
baseline
▲ 0.50% · 4.625%
HK$179,467
+HK$10,294/mo
Deposit HK$23.27M · loan HK$34.91M · min. income ≈ HK$338,346/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$2,472,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,098
−HK$9,568/mo
▼ 0.25% · 3.875%
HK$181,847
−HK$4,819/mo
Today · 4.125%
HK$186,666
baseline
▲ 0.50% · 4.625%
HK$196,505
+HK$9,839/mo
Deposit HK$23.27M · loan HK$34.91M · min. income ≈ HK$373,332/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$2,472,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,722
−HK$11,646/mo
▼ 0.25% · 3.875%
HK$191,499
−HK$5,869/mo
Today · 4.125%
HK$197,368
baseline
▲ 0.50% · 4.625%
HK$209,378
+HK$12,010/mo
Deposit HK$17.45M · loan HK$40.72M · min. income ≈ HK$394,736/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$2,472,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,614
−HK$11,162/mo
▼ 0.25% · 3.875%
HK$212,155
−HK$5,621/mo
Today · 4.125%
HK$217,776
baseline
▲ 0.50% · 4.625%
HK$229,256
+HK$11,480/mo
Deposit HK$17.45M · loan HK$40.72M · min. income ≈ HK$435,552/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$2,472,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,785
−HK$14,974/mo
▼ 0.25% · 3.875%
HK$246,213
−HK$7,546/mo
Today · 4.125%
HK$253,759
baseline
▲ 0.50% · 4.625%
HK$269,200
+HK$15,441/mo
Deposit HK$5.82M · loan HK$52.36M · min. income ≈ HK$507,518/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,472,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,646
−HK$14,352/mo
▼ 0.25% · 3.875%
HK$272,771
−HK$7,227/mo
Today · 4.125%
HK$279,998
baseline
▲ 0.50% · 4.625%
HK$294,757
+HK$14,759/mo
Deposit HK$5.82M · loan HK$52.36M · min. income ≈ HK$559,996/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,472,524 · Scale 2, in force from 26 Feb 2026)