LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,677
−HK$8,320/mo
▼ 0.25% · 3.875%
HK$136,804
−HK$4,193/mo
Today · 4.125%
HK$140,997
baseline
▲ 0.50% · 4.625%
HK$149,576
+HK$8,579/mo
Deposit HK$29.09M · loan HK$29.09M · min. income ≈ HK$281,994/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$2,472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,602
−HK$7,974/mo
▼ 0.25% · 3.875%
HK$151,560
−HK$4,016/mo
Today · 4.125%
HK$155,576
baseline
▲ 0.50% · 4.625%
HK$163,777
+HK$8,201/mo
Deposit HK$29.09M · loan HK$29.09M · min. income ≈ HK$311,152/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$2,472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,212
−HK$9,984/mo
▼ 0.25% · 3.875%
HK$164,165
−HK$5,031/mo
Today · 4.125%
HK$169,196
baseline
▲ 0.50% · 4.625%
HK$179,492
+HK$10,296/mo
Deposit HK$23.27M · loan HK$34.91M · min. income ≈ HK$338,392/mo (50% DSR)
Upfront cash ≈ HK$25.75M (deposit + AVD stamp duty HK$2,472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,122
−HK$9,570/mo
▼ 0.25% · 3.875%
HK$181,873
−HK$4,819/mo
Today · 4.125%
HK$186,692
baseline
▲ 0.50% · 4.625%
HK$196,532
+HK$9,840/mo
Deposit HK$23.27M · loan HK$34.91M · min. income ≈ HK$373,384/mo (50% DSR)
Upfront cash ≈ HK$25.75M (deposit + AVD stamp duty HK$2,472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,748
−HK$11,648/mo
▼ 0.25% · 3.875%
HK$191,526
−HK$5,870/mo
Today · 4.125%
HK$197,396
baseline
▲ 0.50% · 4.625%
HK$209,407
+HK$12,011/mo
Deposit HK$17.46M · loan HK$40.73M · min. income ≈ HK$394,792/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$2,472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,643
−HK$11,164/mo
▼ 0.25% · 3.875%
HK$212,185
−HK$5,622/mo
Today · 4.125%
HK$217,807
baseline
▲ 0.50% · 4.625%
HK$229,288
+HK$11,481/mo
Deposit HK$17.46M · loan HK$40.73M · min. income ≈ HK$435,614/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$2,472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,819
−HK$14,976/mo
▼ 0.25% · 3.875%
HK$246,247
−HK$7,548/mo
Today · 4.125%
HK$253,795
baseline
▲ 0.50% · 4.625%
HK$269,238
+HK$15,443/mo
Deposit HK$5.82M · loan HK$52.37M · min. income ≈ HK$507,590/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,683
−HK$14,354/mo
▼ 0.25% · 3.875%
HK$272,809
−HK$7,228/mo
Today · 4.125%
HK$280,037
baseline
▲ 0.50% · 4.625%
HK$294,799
+HK$14,762/mo
Deposit HK$5.82M · loan HK$52.37M · min. income ≈ HK$560,074/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,472,869 · Scale 2, in force from 26 Feb 2026)