LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,710
−HK$8,322/mo
▼ 0.25% · 3.875%
HK$136,838
−HK$4,194/mo
Today · 4.125%
HK$141,032
baseline
▲ 0.50% · 4.625%
HK$149,614
+HK$8,582/mo
Deposit HK$29.10M · loan HK$29.10M · min. income ≈ HK$282,064/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$2,473,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,639
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$151,598
−HK$4,017/mo
Today · 4.125%
HK$155,615
baseline
▲ 0.50% · 4.625%
HK$163,818
+HK$8,203/mo
Deposit HK$29.10M · loan HK$29.10M · min. income ≈ HK$311,230/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$2,473,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,252
−HK$9,986/mo
▼ 0.25% · 3.875%
HK$164,206
−HK$5,032/mo
Today · 4.125%
HK$169,238
baseline
▲ 0.50% · 4.625%
HK$179,536
+HK$10,298/mo
Deposit HK$23.28M · loan HK$34.92M · min. income ≈ HK$338,476/mo (50% DSR)
Upfront cash ≈ HK$25.75M (deposit + AVD stamp duty HK$2,473,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,166
−HK$9,572/mo
▼ 0.25% · 3.875%
HK$181,918
−HK$4,820/mo
Today · 4.125%
HK$186,738
baseline
▲ 0.50% · 4.625%
HK$196,581
+HK$9,843/mo
Deposit HK$23.28M · loan HK$34.92M · min. income ≈ HK$373,476/mo (50% DSR)
Upfront cash ≈ HK$25.75M (deposit + AVD stamp duty HK$2,473,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,794
−HK$11,651/mo
▼ 0.25% · 3.875%
HK$191,573
−HK$5,872/mo
Today · 4.125%
HK$197,445
baseline
▲ 0.50% · 4.625%
HK$209,459
+HK$12,014/mo
Deposit HK$17.46M · loan HK$40.74M · min. income ≈ HK$394,890/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$2,473,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,694
−HK$11,167/mo
▼ 0.25% · 3.875%
HK$212,237
−HK$5,624/mo
Today · 4.125%
HK$217,861
baseline
▲ 0.50% · 4.625%
HK$229,345
+HK$11,484/mo
Deposit HK$17.46M · loan HK$40.74M · min. income ≈ HK$435,722/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$2,473,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,878
−HK$14,980/mo
▼ 0.25% · 3.875%
HK$246,308
−HK$7,550/mo
Today · 4.125%
HK$253,858
baseline
▲ 0.50% · 4.625%
HK$269,304
+HK$15,446/mo
Deposit HK$5.82M · loan HK$52.38M · min. income ≈ HK$507,716/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,473,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,749
−HK$14,358/mo
▼ 0.25% · 3.875%
HK$272,877
−HK$7,230/mo
Today · 4.125%
HK$280,107
baseline
▲ 0.50% · 4.625%
HK$294,872
+HK$14,765/mo
Deposit HK$5.82M · loan HK$52.38M · min. income ≈ HK$560,214/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,473,483 · Scale 2, in force from 26 Feb 2026)