LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,713
−HK$8,322/mo
▼ 0.25% · 3.875%
HK$136,841
−HK$4,194/mo
Today · 4.125%
HK$141,035
baseline
▲ 0.50% · 4.625%
HK$149,617
+HK$8,582/mo
Deposit HK$29.10M · loan HK$29.10M · min. income ≈ HK$282,070/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$2,473,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,642
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$151,601
−HK$4,017/mo
Today · 4.125%
HK$155,618
baseline
▲ 0.50% · 4.625%
HK$163,821
+HK$8,203/mo
Deposit HK$29.10M · loan HK$29.10M · min. income ≈ HK$311,236/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$2,473,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,255
−HK$9,987/mo
▼ 0.25% · 3.875%
HK$164,209
−HK$5,033/mo
Today · 4.125%
HK$169,242
baseline
▲ 0.50% · 4.625%
HK$179,540
+HK$10,298/mo
Deposit HK$23.28M · loan HK$34.92M · min. income ≈ HK$338,484/mo (50% DSR)
Upfront cash ≈ HK$25.75M (deposit + AVD stamp duty HK$2,473,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,170
−HK$9,572/mo
▼ 0.25% · 3.875%
HK$181,922
−HK$4,820/mo
Today · 4.125%
HK$186,742
baseline
▲ 0.50% · 4.625%
HK$196,585
+HK$9,843/mo
Deposit HK$23.28M · loan HK$34.92M · min. income ≈ HK$373,484/mo (50% DSR)
Upfront cash ≈ HK$25.75M (deposit + AVD stamp duty HK$2,473,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,798
−HK$11,651/mo
▼ 0.25% · 3.875%
HK$191,577
−HK$5,872/mo
Today · 4.125%
HK$197,449
baseline
▲ 0.50% · 4.625%
HK$209,463
+HK$12,014/mo
Deposit HK$17.46M · loan HK$40.74M · min. income ≈ HK$394,898/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$2,473,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,698
−HK$11,168/mo
▼ 0.25% · 3.875%
HK$212,242
−HK$5,624/mo
Today · 4.125%
HK$217,866
baseline
▲ 0.50% · 4.625%
HK$229,350
+HK$11,484/mo
Deposit HK$17.46M · loan HK$40.74M · min. income ≈ HK$435,732/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$2,473,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,883
−HK$14,980/mo
▼ 0.25% · 3.875%
HK$246,314
−HK$7,549/mo
Today · 4.125%
HK$253,863
baseline
▲ 0.50% · 4.625%
HK$269,310
+HK$15,447/mo
Deposit HK$5.82M · loan HK$52.38M · min. income ≈ HK$507,726/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,473,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,755
−HK$14,358/mo
▼ 0.25% · 3.875%
HK$272,882
−HK$7,231/mo
Today · 4.125%
HK$280,113
baseline
▲ 0.50% · 4.625%
HK$294,878
+HK$14,765/mo
Deposit HK$5.82M · loan HK$52.38M · min. income ≈ HK$560,226/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,473,536 · Scale 2, in force from 26 Feb 2026)