LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,272
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,684
−HK$420/mo
Today · 4.125%
HK$14,104
baseline
▲ 0.50% · 4.625%
HK$14,962
+HK$858/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,208/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,764
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,160
−HK$402/mo
Today · 4.125%
HK$15,562
baseline
▲ 0.50% · 4.625%
HK$16,382
+HK$820/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,124/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,926
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,421
−HK$504/mo
Today · 4.125%
HK$16,925
baseline
▲ 0.50% · 4.625%
HK$17,954
+HK$1,029/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$33,850/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,717
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,193
−HK$482/mo
Today · 4.125%
HK$18,675
baseline
▲ 0.50% · 4.625%
HK$19,659
+HK$984/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$37,350/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,580
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,158
−HK$587/mo
Today · 4.125%
HK$19,745
baseline
▲ 0.50% · 4.625%
HK$20,947
+HK$1,202/mo
Deposit HK$1.75M · loan HK$4.07M · min. income ≈ HK$39,490/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$130,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,670
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,225
−HK$562/mo
Today · 4.125%
HK$21,787
baseline
▲ 0.50% · 4.625%
HK$22,935
+HK$1,148/mo
Deposit HK$1.75M · loan HK$4.07M · min. income ≈ HK$43,574/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$130,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,889
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,632
−HK$755/mo
Today · 4.125%
HK$25,387
baseline
▲ 0.50% · 4.625%
HK$26,932
+HK$1,545/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$50,774/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$130,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,576
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,289
−HK$723/mo
Today · 4.125%
HK$28,012
baseline
▲ 0.50% · 4.625%
HK$29,488
+HK$1,476/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$56,024/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$130,955 · Scale 2, in force from 26 Feb 2026)