LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,735
−HK$8,323/mo
▼ 0.25% · 3.875%
HK$136,864
−HK$4,194/mo
Today · 4.125%
HK$141,058
baseline
▲ 0.50% · 4.625%
HK$149,642
+HK$8,584/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$282,116/mo (50% DSR)
Upfront cash ≈ HK$31.58M (deposit + AVD stamp duty HK$2,473,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,666
−HK$7,978/mo
▼ 0.25% · 3.875%
HK$151,627
−HK$4,017/mo
Today · 4.125%
HK$155,644
baseline
▲ 0.50% · 4.625%
HK$163,848
+HK$8,204/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$311,288/mo (50% DSR)
Upfront cash ≈ HK$31.58M (deposit + AVD stamp duty HK$2,473,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,282
−HK$9,988/mo
▼ 0.25% · 3.875%
HK$164,236
−HK$5,034/mo
Today · 4.125%
HK$169,270
baseline
▲ 0.50% · 4.625%
HK$179,570
+HK$10,300/mo
Deposit HK$23.28M · loan HK$34.93M · min. income ≈ HK$338,540/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,473,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,199
−HK$9,574/mo
▼ 0.25% · 3.875%
HK$181,952
−HK$4,821/mo
Today · 4.125%
HK$186,773
baseline
▲ 0.50% · 4.625%
HK$196,618
+HK$9,845/mo
Deposit HK$23.28M · loan HK$34.93M · min. income ≈ HK$373,546/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,473,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,829
−HK$11,653/mo
▼ 0.25% · 3.875%
HK$191,609
−HK$5,873/mo
Today · 4.125%
HK$197,482
baseline
▲ 0.50% · 4.625%
HK$209,498
+HK$12,016/mo
Deposit HK$17.46M · loan HK$40.75M · min. income ≈ HK$394,964/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,473,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,733
−HK$11,169/mo
▼ 0.25% · 3.875%
HK$212,277
−HK$5,625/mo
Today · 4.125%
HK$217,902
baseline
▲ 0.50% · 4.625%
HK$229,388
+HK$11,486/mo
Deposit HK$17.46M · loan HK$40.75M · min. income ≈ HK$435,804/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,473,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,923
−HK$14,982/mo
▼ 0.25% · 3.875%
HK$246,355
−HK$7,550/mo
Today · 4.125%
HK$253,905
baseline
▲ 0.50% · 4.625%
HK$269,355
+HK$15,450/mo
Deposit HK$5.82M · loan HK$52.39M · min. income ≈ HK$507,810/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,473,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,799
−HK$14,360/mo
▼ 0.25% · 3.875%
HK$272,928
−HK$7,231/mo
Today · 4.125%
HK$280,159
baseline
▲ 0.50% · 4.625%
HK$294,927
+HK$14,768/mo
Deposit HK$5.82M · loan HK$52.39M · min. income ≈ HK$560,318/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$2,473,946 · Scale 2, in force from 26 Feb 2026)