LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,743
−HK$8,325/mo
▼ 0.25% · 3.875%
HK$136,872
−HK$4,196/mo
Today · 4.125%
HK$141,068
baseline
▲ 0.50% · 4.625%
HK$149,651
+HK$8,583/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$282,136/mo (50% DSR)
Upfront cash ≈ HK$31.58M (deposit + AVD stamp duty HK$2,474,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,676
−HK$7,978/mo
▼ 0.25% · 3.875%
HK$151,636
−HK$4,018/mo
Today · 4.125%
HK$155,654
baseline
▲ 0.50% · 4.625%
HK$163,859
+HK$8,205/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$311,308/mo (50% DSR)
Upfront cash ≈ HK$31.58M (deposit + AVD stamp duty HK$2,474,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,292
−HK$9,989/mo
▼ 0.25% · 3.875%
HK$164,247
−HK$5,034/mo
Today · 4.125%
HK$169,281
baseline
▲ 0.50% · 4.625%
HK$179,581
+HK$10,300/mo
Deposit HK$23.29M · loan HK$34.93M · min. income ≈ HK$338,562/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,474,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,211
−HK$9,574/mo
▼ 0.25% · 3.875%
HK$181,964
−HK$4,821/mo
Today · 4.125%
HK$186,785
baseline
▲ 0.50% · 4.625%
HK$196,631
+HK$9,846/mo
Deposit HK$23.29M · loan HK$34.93M · min. income ≈ HK$373,570/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,474,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,841
−HK$11,654/mo
▼ 0.25% · 3.875%
HK$191,621
−HK$5,874/mo
Today · 4.125%
HK$197,495
baseline
▲ 0.50% · 4.625%
HK$209,512
+HK$12,017/mo
Deposit HK$17.46M · loan HK$40.75M · min. income ≈ HK$394,990/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,746
−HK$11,170/mo
▼ 0.25% · 3.875%
HK$212,291
−HK$5,625/mo
Today · 4.125%
HK$217,916
baseline
▲ 0.50% · 4.625%
HK$229,402
+HK$11,486/mo
Deposit HK$17.46M · loan HK$40.75M · min. income ≈ HK$435,832/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,938
−HK$14,984/mo
▼ 0.25% · 3.875%
HK$246,370
−HK$7,552/mo
Today · 4.125%
HK$253,922
baseline
▲ 0.50% · 4.625%
HK$269,372
+HK$15,450/mo
Deposit HK$5.82M · loan HK$52.39M · min. income ≈ HK$507,844/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,816
−HK$14,361/mo
▼ 0.25% · 3.875%
HK$272,945
−HK$7,232/mo
Today · 4.125%
HK$280,177
baseline
▲ 0.50% · 4.625%
HK$294,946
+HK$14,769/mo
Deposit HK$5.82M · loan HK$52.39M · min. income ≈ HK$560,354/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,105 · Scale 2, in force from 26 Feb 2026)