LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,274
−HK$833/mo
▼ 0.25% · 3.875%
HK$13,687
−HK$420/mo
Today · 4.125%
HK$14,107
baseline
▲ 0.50% · 4.625%
HK$14,965
+HK$858/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,214/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,768
−HK$797/mo
▼ 0.25% · 3.875%
HK$15,164
−HK$401/mo
Today · 4.125%
HK$15,565
baseline
▲ 0.50% · 4.625%
HK$16,386
+HK$821/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,130/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$130,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,929
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,425
−HK$503/mo
Today · 4.125%
HK$16,928
baseline
▲ 0.50% · 4.625%
HK$17,958
+HK$1,030/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$33,856/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,721
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,196
−HK$483/mo
Today · 4.125%
HK$18,679
baseline
▲ 0.50% · 4.625%
HK$19,663
+HK$984/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$37,358/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$130,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,584
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,162
−HK$588/mo
Today · 4.125%
HK$19,750
baseline
▲ 0.50% · 4.625%
HK$20,951
+HK$1,201/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,500/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$130,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,675
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,229
−HK$563/mo
Today · 4.125%
HK$21,792
baseline
▲ 0.50% · 4.625%
HK$22,940
+HK$1,148/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,584/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$130,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,894
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,637
−HK$755/mo
Today · 4.125%
HK$25,392
baseline
▲ 0.50% · 4.625%
HK$26,937
+HK$1,545/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$50,784/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$130,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,582
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,295
−HK$723/mo
Today · 4.125%
HK$28,018
baseline
▲ 0.50% · 4.625%
HK$29,495
+HK$1,477/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$56,036/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$130,983 · Scale 2, in force from 26 Feb 2026)