LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,747
−HK$8,324/mo
▼ 0.25% · 3.875%
HK$136,876
−HK$4,195/mo
Today · 4.125%
HK$141,071
baseline
▲ 0.50% · 4.625%
HK$149,655
+HK$8,584/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$282,142/mo (50% DSR)
Upfront cash ≈ HK$31.58M (deposit + AVD stamp duty HK$2,474,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,680
−HK$7,978/mo
▼ 0.25% · 3.875%
HK$151,640
−HK$4,018/mo
Today · 4.125%
HK$155,658
baseline
▲ 0.50% · 4.625%
HK$163,863
+HK$8,205/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$311,316/mo (50% DSR)
Upfront cash ≈ HK$31.58M (deposit + AVD stamp duty HK$2,474,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,296
−HK$9,990/mo
▼ 0.25% · 3.875%
HK$164,251
−HK$5,035/mo
Today · 4.125%
HK$169,286
baseline
▲ 0.50% · 4.625%
HK$179,586
+HK$10,300/mo
Deposit HK$23.29M · loan HK$34.93M · min. income ≈ HK$338,572/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,474,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,216
−HK$9,574/mo
▼ 0.25% · 3.875%
HK$181,968
−HK$4,822/mo
Today · 4.125%
HK$186,790
baseline
▲ 0.50% · 4.625%
HK$196,636
+HK$9,846/mo
Deposit HK$23.29M · loan HK$34.93M · min. income ≈ HK$373,580/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,474,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,846
−HK$11,654/mo
▼ 0.25% · 3.875%
HK$191,627
−HK$5,873/mo
Today · 4.125%
HK$197,500
baseline
▲ 0.50% · 4.625%
HK$209,517
+HK$12,017/mo
Deposit HK$17.46M · loan HK$40.75M · min. income ≈ HK$395,000/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,752
−HK$11,170/mo
▼ 0.25% · 3.875%
HK$212,297
−HK$5,625/mo
Today · 4.125%
HK$217,922
baseline
▲ 0.50% · 4.625%
HK$229,409
+HK$11,487/mo
Deposit HK$17.46M · loan HK$40.75M · min. income ≈ HK$435,844/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,945
−HK$14,984/mo
▼ 0.25% · 3.875%
HK$246,377
−HK$7,552/mo
Today · 4.125%
HK$253,929
baseline
▲ 0.50% · 4.625%
HK$269,380
+HK$15,451/mo
Deposit HK$5.82M · loan HK$52.39M · min. income ≈ HK$507,858/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,823
−HK$14,362/mo
▼ 0.25% · 3.875%
HK$272,953
−HK$7,232/mo
Today · 4.125%
HK$280,185
baseline
▲ 0.50% · 4.625%
HK$294,954
+HK$14,769/mo
Deposit HK$5.82M · loan HK$52.39M · min. income ≈ HK$560,370/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,173 · Scale 2, in force from 26 Feb 2026)