LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,748
−HK$8,324/mo
▼ 0.25% · 3.875%
HK$136,877
−HK$4,195/mo
Today · 4.125%
HK$141,072
baseline
▲ 0.50% · 4.625%
HK$149,656
+HK$8,584/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$282,144/mo (50% DSR)
Upfront cash ≈ HK$31.58M (deposit + AVD stamp duty HK$2,474,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,680
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$151,641
−HK$4,018/mo
Today · 4.125%
HK$155,659
baseline
▲ 0.50% · 4.625%
HK$163,864
+HK$8,205/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$311,318/mo (50% DSR)
Upfront cash ≈ HK$31.58M (deposit + AVD stamp duty HK$2,474,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,297
−HK$9,989/mo
▼ 0.25% · 3.875%
HK$164,252
−HK$5,034/mo
Today · 4.125%
HK$169,286
baseline
▲ 0.50% · 4.625%
HK$179,587
+HK$10,301/mo
Deposit HK$23.29M · loan HK$34.93M · min. income ≈ HK$338,572/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,474,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,216
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$181,969
−HK$4,822/mo
Today · 4.125%
HK$186,791
baseline
▲ 0.50% · 4.625%
HK$196,637
+HK$9,846/mo
Deposit HK$23.29M · loan HK$34.93M · min. income ≈ HK$373,582/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,474,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,847
−HK$11,654/mo
▼ 0.25% · 3.875%
HK$191,627
−HK$5,874/mo
Today · 4.125%
HK$197,501
baseline
▲ 0.50% · 4.625%
HK$209,518
+HK$12,017/mo
Deposit HK$17.46M · loan HK$40.75M · min. income ≈ HK$395,002/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,752
−HK$11,171/mo
▼ 0.25% · 3.875%
HK$212,297
−HK$5,626/mo
Today · 4.125%
HK$217,923
baseline
▲ 0.50% · 4.625%
HK$229,410
+HK$11,487/mo
Deposit HK$17.46M · loan HK$40.75M · min. income ≈ HK$435,846/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,946
−HK$14,984/mo
▼ 0.25% · 3.875%
HK$246,378
−HK$7,552/mo
Today · 4.125%
HK$253,930
baseline
▲ 0.50% · 4.625%
HK$269,381
+HK$15,451/mo
Deposit HK$5.82M · loan HK$52.39M · min. income ≈ HK$507,860/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,825
−HK$14,361/mo
▼ 0.25% · 3.875%
HK$272,954
−HK$7,232/mo
Today · 4.125%
HK$280,186
baseline
▲ 0.50% · 4.625%
HK$294,955
+HK$14,769/mo
Deposit HK$5.82M · loan HK$52.39M · min. income ≈ HK$560,372/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,183 · Scale 2, in force from 26 Feb 2026)